Success Advice
The Top Habits That Are Stopping You From Becoming Rich and Wealthy

Did you know, if you put $5 into a savings account every single morning when you woke up for the next ten years, you would have a savings account at the end totalling $18,250? When it comes to being rich, we all love the idea of having millions in the bank, but what most people don’t realise is that it’s not earning a ton of money that makes people rich, it’s the mindset and habits that go with their lifestyle.
This is why when most average Joe’s win millions in the lottery, many end up back where they started within several years. It’s all about your spending habits that make you get rich and stay rich.
Below we’re going to explore the common habits you’re going to want to think about:
1. Failing to Stick to a Budget
Everybody who has money has a budget. You’ve probably sat down yourself at some point in your life and thought to yourself, ‘okay, I need a budget, and I’m going to stick with it.’ You look over your accounts, work out how much you’re spending on bills, like food and rent, and then you figure out how much you can save and how much you can spend to stay comfortable and secure.
Being able to stick to a budget and then keeping it like that is a great way to create wealth. Even if your income goes up or you’ve managed to save a few thousand dollars in a savings account, being able to stay within your budget means you won’t end up losing it all.
“The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.” – Dave Ramsey
2. Only Having a Single Income Stream
You’ve probably heard this point over and over again, and I’ll talk about it a little bit more below, but if you’re only earning income from one place, you’re never going to get rich or wealthy. It’s as simple as that. Let’s say you own an eCommerce store and that’s how you make your money.
Having a second source of income is a way to negate these issues so you can still earn money, even if one stream is subject to issues. One study found that most millionaires have around two or three main sources of income, plus investments on the side, meaning they can make money, and stay secure in the future.
3. Not Investing Enough
If you want to make money and become wealthy, you need to invest. I’m not saying you need to gamble thousands of dollars away on the stock market and potentially not get anything back. That’s a high-risk investment, but if you do want to go that route, then you’re more than welcome to try it.
However, there are much safer investment options, such as bank and government-funded schemes, ISAs, bonds, and investment projects. Investing in these means you’re not only keeping the money safe for a few years so you can’t spend it, but you’re also making a percentage of the money back.
Now, some investment options will allow you to invest as little as $1, but a good habit is to invest a lot in this way. By investing a lot of money, you’re saving more money, which means you’re not spending it on little things, nor tempted to break your budget, but you’re also making more money because you’re investing more.
4. Settling in Your Professional Life
When was the last time you thought about your professional career and where it was heading? As we get older and go up the career ladder, at some point, we end up settling for where we are, and we grow complacent. We don’t seek to get better, get a promotion, or climb higher. We just get comfortable where we are, and this is a bad thing to do.
Naturally, humans seek comfort zones because it means there’s less to worry about, but if you want to become financially secure and grow wealth, you need to keep climbing higher and higher; about as far as you can go. Fortunately, you live in the modern world, so there are plenty of ways to do this.
5. Not Reading for Growth, or Reading at All
If you want to grow as an individual, whether that’s being able to manage your money better or practically improving or educating yourself in any area of life, you need to make sure you’re reading. As of a Corley study, around 92% of people who had ‘minimal assets’ did not read to grow.
On the other hand, pretty much every single millionaire in the world has the habit of reading with the intention to learn and grow. Coincidence? I think not. Of course, reading is fun for entertainment purposes, but you need to diversify your reading choices and get some books on subjects you want to know about, whether that’s investing, starting your own business, or learning a new skill.
”It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
6. Procrastinating Your Life Away
A bad habit that needs no introducing. All the points above rely on this one solid foundation that if you procrastinate your life away, nothing is going to happen. Before I go any further, it’s really important for me to say that this doesn’t mean you shouldn’t have any downtime whatsoever.
You cannot work 24/7 all the time and expect yourself not to burn out. However, if you have things to make your list and you end just playing games or shopping or watching TV or movies, this is procrastinating. These activities do not grow you or have a final outcome apart from that time you’ve just spent doing those things is now gone forever.
This is time you could have spent reading, exercising, educating yourself, investing, creating your budget, working on your business, or any of the amazing other things that can help you create the life you want to live. Be bold and brave. It takes courage to live the life you want to live, but anyone can do it if they just put the effort in.
What piece of money advice from the article resonated with you the most? Share your thoughts below!
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Success Advice
How to Break the Cycles of Mediocrity and Manifest Your Greatness
There is no greatness without becoming and there is no becoming with authenticity

In just a few weeks, we will be wrapping up 2023. Can you believe it? This year has been absolutely incredible for me.
I have seen amazing doors opened, new relationships formed and I am seeing dreams realized in my life. While this seems like the hallmarks of a great year, this has also been the most challenging year of my life. With all of the change happening in my life, I have been forced out of my comfort zone and challenged to grow in every area of my life.
I can truly say that I have made the most of my moments this year and I have used everything as a catalyst for maximizing my greatest potential.
As a revolutionary leader, I have the pleasure of consulting and advising leaders around the world to fulfill purpose, realize their greatest potential and make an impact.
I want to share some insights with you that will help you to break cycles of mediocrity and manifest your greatness.
Everything legal must come through the matrix
I am sure that some of you are wondering why I am using the term matrix. However, what you have to understand is that I am trying to make a highly complex spiritual principle practical to understand.
Regardless of your spiritual beliefs, every life has an origin and I believe that origin is divine and begins with eternity. You are birthed from eternity and into time to fulfill a unique purpose and assignment in your lifetime and generation.
The matrix is simply the portal or vehicle that brings something out of the invisible realm and into tangible form. The problem with much of the teaching today is that it excludes the matrix. We are told to believe that success is instantaneous and overnight.
Nobody talks about how a dream progresses through stages beginning with visualization and ultimately culminating in manifestation. Without a matrix or portal then everything that you attempt to birth and build will be illegal.
The matrix not only makes you legal but it gives you the authority and power to function as the greatest expression of who you were created to be.
Every matrix has an incubation process
While many people admire and respect me today, I remember a time when nobody knew who I was or the significance of my message. How did I get to where I am today? I got here through an incubation process.
In other words, everything that has been destined for your life is incubating and awaiting a set time of manifestation. The problem is that most people live their entire lives idle and never initiate the incubation process.
What do I meany by that? Most people are living reckless and very few people are living intentionally. I am amazed at the number of people I have conversations with that have no vision, goals or strategies for their lives. They show great promise and they have undeniable potential.
However, without development they will die with their dreams still in them.
Everything that has been destined for your life must be incubated and converted to become realities born to time.
“Visualize this thing that you want, see it, feel it, believe in it. Make your mental blueprint and begin to build.” – Robert Collier
You must give expression to that which is not yet born to time
When you think about a matrix or a prophetic incubation process, you have to understand that potential is often unrealized and untapped. In other words, your potential is in raw form and your potential cannot serve you as long as it is untapped.
The thing that makes me valuable is that I have the ability to convert potential into power. I have done it in my own life and I have empowered leaders around the world to do the same. How do you convert potential into power?
First, it is important to note that you have to perceive potential. If you cannot perceive your potential then you can never cultivate your potential. In addition, you must take the time to cultivate your potential. We often get excited about our capabilities; however, we never expand our capacity in order to realize our greatest potential.
In other words, the strength of your potential is only discovered through your willingness to stretch. The more we are challenged the more we are empowered to expand our capacity for greatness. Most of all, you must begin to express your potential. The expression of potential is different for every person.
For example, the expression of my potential is best demonstrated through the thoughts, ideas, products, services, books, etc.
For another person the expression of potential may look like a screenplay, artwork, sports, scientific discoveries, medical breakthroughs, etc.
Regardless of the form of expression, I know that you will live empty and unfulfilled until you make the decision to express your potential. The expression of your potential gives voice to your dreams, life to your vision, significance to your moments and activates your true power.
You must manifest your greatness
As a revolutionary thinker and leader, my work has impacted people around the world. I am grateful that my life is a source of empowerment to so many people. However, before anyone could ever benefit from my life, I had to make a non-negotiable decision to become who I was born to be.
I wish I could tell you that this journey is easy and that you will get there overnight. However, in a world that celebrates us for doing we are often criticized for being. As a result, I wasted a lot of time trying to be who other people wanted me to be instead of being who I was born to be.
There is no greatness without becoming and there is no becoming with authenticity. It is through our bravery to be vulnerable that we ultimately manifest our greatness. We do not bless the world by being a duplicate. We bless the world when we honor our difference. When you honor your difference you honor your potential.
Ultimately, your difference is how you manifest your greatness.
When you present anything but your authentic self to the world, you are playing small and you are robbing the world of your significance. Manifesting your greatness requires you to master your gifts.
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