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22 Dave Ramsey Quotes Which Will Help You Learn How to Manage Your Money and Be Debt Free

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Dave Ramsey is a well-known financial guru who helps people take control of their money and become financially and debt free. When Dave was 26, he already had a net worth of over a million dollars, however, he had a lot of debt from his real estate ventures also. Because of this, he had to file for bankruptcy.

After losing everything, he began to learn everything about money such as how to control it and not let it control you. This quest led him to take control of his life and rebuild himself into the multimillion dollar financial advisor who’s helped millions of people get out of debt and take control of their life.

Below are 22 Dave Ramsey quotes which will help you learn how to manage your money and be debt free:

1. “If you will live like no one else, later you can live like no one else.” – Dave Ramsey

2. “We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey

3. “Act your wage.” – Dave Ramsey

4.You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

5. “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” – Dave Ramsey

6.Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” – Dave Ramsey

7. “You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.” – Dave Ramsey

8.Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.” – Dave Ramsey

9. “The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.” – Dave Ramsey

10. “Measure your wealth not by the things you have, but by the things for which you would not take money.” – Dave Ramsey

11. “I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey

12. “Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.” – Dave Ramsey

13. “There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey

14. “As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money.” – Dave Ramsey

15. “The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.” – Dave Ramsey

16. “There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.” – Dave Ramsey

17. “Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.” – Dave Ramsey

18. “It takes some discipline and hard work, but relying on credit when things go wrong is a trap.” – Dave Ramsey

19. “Most of the things we buy are wants. And we call them needs, but they’re wants.” –Dave Ramsey

20. “You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” – Dave Ramsey

21. “When people get scared, they quit giving.” – Dave Ramsey

22. “You can’t be in debt and win. It doesn’t work.” – Dave Ramsey

Which one of the above Dave Ramsey quotes resonates most with you?

Armando Quintana III strives to make every day a novel one by treating his life as one big experiment. He's a published writer, signed model, created an educational non-profit, and worked with multiple start-ups helping them excel in sales and marketing. He can be reached @armandoq3 on Instagram or Facebook.

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Quotes

25 Empowering Quotes About Diversity From Influential Leaders

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In today’s society, we are often told that diversity is a good thing. However, many don’t know what it actually means to be diverse. Diversity is the word used to describe any group of people who are different from one another and share some common ground. The definition can be broadened even further and include things like age, culture, race or ethnicity, etc., but for now, let’s stick with the basics. We live in a world where there is more than one type of person so when you talk about diversity, you’re referring to differences in attitudes and opinions as well as appearance. (more…)

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30 Most Famous Quotes of All Time to Motivate You

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It seems in the last decade or so, motivational quotes and inspirational quotes are front and center on Facebook and Instagram feeds. It’s no wonder why. They really do have that impactful kick to make you get up and do stuff!

I know for me, it was all these quotes that I kept reading that:

  • pushed me out of my comfort zone
  • gave me courage to smash goals
  • helped me believe in myself
  • soothed my broken heart sometimes
  • helped me out of rock bottom, and
  • kept me strong in times of trouble

Legends like Les Brown, Joel Brown and Tony Robbins motivated the crap out of me. I stayed strong and focused because of their powerful words. I mean, they did quote all these inspirational words to motivate us, no?

Of course they did. So I’ve searched high and low for the best and most empowering famous quotes of all time in hopes they inspire you like they did me. 

Do quotes really help?

The answer is yes and no. No they won’t work if you read them, brush them off and never feel the power of their words.

Yes they will work if you make them work for you and you want them too. Quotes are like affirmations. Many of us recant affirmations either as part of our morning routine, evening routine or just whenever we need a boost. 

When you read them and repeat them out loud and feel each and every word in every ounce of your being, they work!! Besides, I’m living proof they help. Empowering quotes have helped me out of rock bottom twice, depression a few times, and helped me smash and achieve goals. 

So yes, they work. And these most famous quotes I’ve chosen are famous for a reason. They have inspired, motivated and empowered millions of people around the world to chase their dreams, believe in themselves and never give up. 

Without further ado…

10 famous quotes on taking action and not giving up

1. The way to get started is to quit talking and begin doing. ~Walt Disney

2. Anybody who ever accomplished anything big or new or worth raising a celebratory fist in the air did it from their comfort zone. They risked ridicule and failure and sometimes even death. ~Jen Sincero

3. Whether you think you can or you think you can’t, either way, you’re right. ~Henry Ford

4. The woman I am today would like to thank the woman I was 5 years ago for not giving up. You’re awesome. ~Iva Ursano

5. I’ll try is the battle cry of wimps. ~Tony Robbins

6. You must be the change you wish to see in the world ~Ghandi

7. If you judge people, you have no time to love them. ~Mother Teresa

8. Those who dare to fail miserably, can achieve greatly. ~John Kennedy

9. Be kind whenever possible. It is always possible. ~Dalai Lama

10. I want to be in the arena. I want to be brave with my life. And when we make the choice to dare greatly, we sign up to get our asses kicked. We can choose courage, or we can choose comfort, but we can’t have both. Not at the same time. ~Brené Brown

10 famous quotes on life

11. There is no greater agony than bearing an untold story inside you. ~Maya Angelou

12. If you look at what you have in life, you’ll always have more. If you look at what you don’t have, you’ll never have enough. ~Oprah Winfrey

13. The journey of a thousand miles begins with one step. ~Lao Tzu

14. The mind is everything. What you think you become. ~Buddha

15. Everything you do and every decision you make should be from a place of good. You should always be striving to make the world a better place. ~Les Brown

16. You only live once, but if you do it right, once is enough. ~Mae West

17. When we strive to become better than we are, everything around us becomes better too. ~Paulo Coelho

18. When you reach the end of your rope, tie a knot in it and hang on. ~Franklin D.Roosevelt

19. If you cannot do great things, do small things in a great way. ~Napoleon Hill

20. Life isn’t about finding yourself. Life is about creating yourself. ~George Bernard Shaw

10 famous quotes on success

21. The secret of getting ahead is getting started. ~Mark Twain

22. All our dreams can come true if we have the courage to pursue them. ~Walt Disney

23. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. ~Martin Luther King Jr

24. Resentment is like drinking poison and then hoping it will kill your enemies. ~Nelson Mandela

25. If you surround yourself with positive people who build you up, the sky’s the limit. ~Joel Brown

26. Tough times never last but tough people do. ~Robert H. Schuller

27. You miss 100% of the shots you never take. ~Wayne Gretzky

28. If you’re going through hell, keep going. ~Winston Churchill

29. I have not failed. I just found 10,000 that won’t work. ~Thomas A. Edison

30. Often our most rewarding dreams are staring us right in the face but for some reason we focus on how hard things are, how we are scared of the unknown and what would happen if we failed. ~Joel Brown

Write them out!

I always tell people to write that out and stick it in a place you will see it and read it everyday. That’s how quotes work. 

My favourite famous quote of all time and one you should read over and over again, Whether you think you can or you think you can’t, either way you’re right. Read that when self doubt creeps in. 

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7 Quotes Every High Achiever Must Remember

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Since the pandemic started, I have struggled both professionally and personally. When I am not in the mood to read a book, an article or watch a motivational video, I turn to inspirational quotes. They are usually concise, insightful and they always provide me with the instant morale boost I crave. (more…)

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40 Inspirational Quotes on Victory That Will Motivate You to Win

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Who doesn’t love to win? Victory gives a heroic feeling that allows winners to appear at the top after all of the hours of hard work, dedication and discipline. And everyone looks up to them, from the athletes we adore to the hard-working entrepreneurs we admire. (more…)

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