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22 Dave Ramsey Quotes Which Will Help You Learn How to Manage Your Money and Be Debt Free

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Dave Ramsey is a well-known financial guru who helps people take control of their money and become financially and debt free. When Dave was 26, he already had a net worth of over a million dollars, however, he had a lot of debt from his real estate ventures also. Because of this, he had to file for bankruptcy.

After losing everything, he began to learn everything about money such as how to control it and not let it control you. This quest led him to take control of his life and rebuild himself into the multimillion dollar financial advisor who’s helped millions of people get out of debt and take control of their life.

Below are 22 Dave Ramsey quotes which will help you learn how to manage your money and be debt free:

1. “If you will live like no one else, later you can live like no one else.” – Dave Ramsey

2. “We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey

3. “Act your wage.” – Dave Ramsey

4.You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

5. “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” – Dave Ramsey

6.Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.” – Dave Ramsey

7. “You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.” – Dave Ramsey

8.Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.” – Dave Ramsey

9. “The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.” – Dave Ramsey

10. “Measure your wealth not by the things you have, but by the things for which you would not take money.” – Dave Ramsey

11. “I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey

12. “Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.” – Dave Ramsey

13. “There are no shortcuts when it comes to getting out of debt.” – Dave Ramsey

14. “As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money.” – Dave Ramsey

15. “The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.” – Dave Ramsey

16. “There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.” – Dave Ramsey

17. “Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.” – Dave Ramsey

18. “It takes some discipline and hard work, but relying on credit when things go wrong is a trap.” – Dave Ramsey

19. “Most of the things we buy are wants. And we call them needs, but they’re wants.” –Dave Ramsey

20. “You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.” – Dave Ramsey

21. “When people get scared, they quit giving.” – Dave Ramsey

22. “You can’t be in debt and win. It doesn’t work.” – Dave Ramsey

Which one of the above Dave Ramsey quotes resonates most with you?

Armando Quintana III strives to make every day a novel one by treating his life as one big experiment. He's a published writer, signed model, created an educational non-profit, and worked with multiple start-ups helping them excel in sales and marketing. He can be reached @armandoq3 on Instagram or Facebook.

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30 Inspirational Quotes by Michelle Obama That Will Lift Everyone Up

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Image Credit: Crown Publishing

Michelle Obama, wife of former United States President, Barack Obama, an American lawyer and writer, a former First Lady of the United States of America, a mom, an author and a style icon. In the eight amazing years that she served as the First Lady of the United States of America, she managed to become an inspiration for women all across the globe.

She has always spoken and worked towards equal rights for women, education for girls and healthy living. She is the proper definition of the modern-day revolutionary woman. Over the last couple of years, she has been encouraging people everywhere with her incredible words of wisdom and motivation. Every single person – young or old, is sure to take inspiration and motivation from her words.

Here are 30 quotes spoken by Michelle Obama:

1. “When they go low, we go high.”

2. “Success isn’t about how much money you make. It’s about the difference you make in people’s lives.”

3. “Always stay true to yourself and never let what somebody else says distract you from your goals.”

4. “The only limit to the height of your achievement is the reach of your dreams and your willingness to work hard for them.”

5. “Being a healthy woman isn’t about getting on a scale or measuring your waistline. We need to start focusing on what matters – on how we feel, and how we feel about ourselves.”

6. “As women, we must stand up for ourselves. As women, we must stand up for each other. As women, we must stand up for justice for all.”

7. “No matter who you are, no matter where you come from, you are BEAUTIFUL.”

8. “Always stay true to yourself and never let what somebody says distract you from your goals.”

9. “No country can ever truly flourish if it stifles the potential of its women and deprives itself of the contribution of half of its citizens.”

10. “You don’t have to say anything to the haters. You don’t have to acknowledge them at all. You just wake up every morning and be the best you can be. And that tends to shut them up.”

11. “Instead of letting your hardships and failures discourage or exhaust you, let them inspire you. Let them make you even hungrier to succeed.”

12.Empower yourselves with a good education, then get out there and use that education to build a country worthy of your boundless promise.”

13. “When girls are educated, their countries become stronger and more prosperous.”

14. “Success is only meaningful and enjoyable if it feels like your own.”

15. “Choose people who lift you up.”

16. “The difference between a broken community and a thriving one is the presence of women who are valued.”

17. “Don’t be afraid. Be focused. Be determined. Be hopeful. Be empowered.”

18. “Just do what works for you because there will always be someone who thinks differently.”

19. “Every girl, no matter where she lives, deserves the opportunity to develop the promise inside of her.”

20. “Just try new things. Don’t be afraid. Step out of your comfort zones and soar.”

21. “Do not bring people in your life who weigh you down. Trust your instincts, good relationships feel good, they feel right, they don’t hurt.”

22. “The one way to get me to work my hardest was to doubt me.”

23. “Don’t ever make decisions based on fear. Make decisions based on hope and possibility. Make decisions based on what should happen, not what shouldn’t.”

24. “I have learned that as long as I hold fast to my beliefs and values – and follow my own moral compass – then the only expectations I need to live up to are my own.”

25. “Changing the big picture takes time… and the best thing to do is focus on the things that we can make in our lives. If we’re doing all that – that becomes the collage of real change.”

26. “People who are truly strong lift others up. People who are truly powerful bring others together.”

27. “We need to do a better job of putting ourselves higher on our own ‘to do’ list.”

28. “You can’t make decisions based on fear and the possibility of what might happen.”

29. “I am an example of what is possible when girls from the beginning of their lives are loved and nurtured by people around them. I was surrounded by extraordinary women in my life who taught me about quiet strength and dignity.”

30. “If my future were determined just by my performance on a standardized test, I wouldn’t be here. I guarantee you that.”

What is your favorite quote from Michelle Obama? Comment Below!

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90 Success Quotes You Should Have Tattooed On Your Body!

Joel Brown (Founder of Addicted2Success.com)

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42 Les Brown Quotes That Will Intensify Your Motivation

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35 Les Brown Quotes That Will Intensify Your Motivation

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31 Highly Successful Women Share Their Most Powerful Quotes

Joel Brown (Founder of Addicted2Success.com)

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Here is a nice collection of some of the worlds most powerful quotes by successful women. (more…)

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