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5 Ways To Invest In Yourself

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Invest

The investment business is worth hundreds of millions of dollars a year.  Organizations spend millions to get your money and hope you believe their investment strategy is the best.

We are inundated with magazines, 24-7 investment channels, and investment “experts” on every aspect of the market.  All of this is irritating because rarely does anyone honestly tell you the best investment decision you can make.

There is no doubt you can earn a decent return over time in a well diversified portfolio.  That’s no secret. My long term money is invested in the market.

However, the best investment no one talks about is investing in yourself.  Time and time again this is absolutely the best investment you can make in your life.

I’m not simply talking about taking more college courses or mandatory trainings from your employer.  I am referring to making a commitment to learn new skills, improve old ones, and changing with the times.

When you make the commitment to invest in yourself, the return on investment will begin to multiply exponentially over time – similar to compound interest.

“Success Doesn’t come to you, you go to it.” – Marie Colling

At First you may not notice the payoff from the investment, but there will be a time when your growth will sky rocket.

Investing in yourself can lead to promotions at work, starting new businesses (like myself), better health, improving relationships, and much more. It is really the investment that keeps on paying dividends.

Most people go to college then believe there is no reason to learn much more.  If you want to find success, you need to continue to grow.

There are three reasons why we stop learning: cost, time, and laziness.  Since I know the people reading this article aren’t lazy, the main reasons must be time and money.

Luckily we live in the best time ever to continue our education.  We have access to learning at our fingertips that our ancestors only dreamed of having.

Let’s discuss 5 ways to invest in yourself.

 

1. Podcasts

Most of us have a commute to work or a mundane activity we must do each week (i.e. clean the house, mow the grass, exercise, ect).  Instead of turning on Pandora Radio to the 90s mix, look into Podcasts.

Podcasts are the best way to hear inspiring stories, learn new skills, or brush up on your own industry.

Jump on iTunes or Sticher and you can find topics that cover everything from business to comedy.

 

2. Online Courses

Want to learn to code?  Improve your marketing skills? Start your own business?

You can do that today because there are courses at your fingertips for no charge.  YouTube is filled with great information.  If you only watched Ted Talks on YouTube you would dramatically change your life.

You can take real courses from the Khan Academy.  Even MIT has courses you can take for free.

If you don’t mind paying for something, then check out Udemy, Lynda.com, or Skillshare.  I learned how to place Facebook ads from Udemy and it was one of the best courses I ever took (and I have my MBA).

There are also a number of courses taught by people who specialize in a particular subject.  You can find some great courses on copy writing, marketing, starting a blog, and much more.

 “Your life doesn’t get better by chance, it gets better by change.” – Jim Rohn

3. Library

Most people don’t read books because they don’t want to purchase them or don’t want to make the trek to the library.   According to Zig Ziglar, 58% of all people in our society, when they finish their formal education, never read another meaningful book.

Well, it’s not your grandfather’s library anymore.

You can rent books from the library and read them on your Kindle or iPad.  There is a large number of books that you can check out and have for two or three weeks.

You can also rent digital books and play them on your device of choice.

Do what most people don’t – read books and become an expert in a topic.

 

4. Join a Group

Maybe you’re an introvert (like myself) and want to meet more people.  Then join an organization.  I don’t care where you live, there are groups to join.

A few sites to check out are Meetup and LinkedIn.  You can find groups to join that have local meetings.

Just in my area you can join groups that discuss blogging, business, marketing, running clubs, and more.

Also, consider looking into Toastmasters International.  This is something on my list of things to do because it is a phenomenal club.  Learning to speak in front of groups is a skill that everyone could improve.

Invest in yourself
 

5. Go to a Seminar/Conference

A great way to learn more about your industry or break into a new industry is attend a seminar or conference. Not only will you learn a great deal, but you can also meet a number of new people.

If you don’t have the money to attend a conference, then try to be in the area when the conference will be held and attend meet ups. That way you can meet a lot of new people and start to foster more relationships in the industry.

 

If you pick one or two of these ideas, take action, and stay committed, your investment will pay off astronomically over time.

Travis Scott, most importantly, is a husband and father of four in Ohio. In 2011, after losing a child and spending nearly a decade as a financial advisor, he decided a change was needed. Since then he found a career he loves, sold an app business, and learned what was most important in life. He also started StuffParentsLike.com where he provides tools to lead a happier & richer life for parents and teaches how he makes over $1k a month selling on Amazon part-time. You can follow Travis on Twitter @StufParentsLike.

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6 Comments

6 Comments

  1. travis

    Mar 21, 2016 at 4:57 pm

    I think this is the best way to invest yourself in society.

  2. princevinco

    May 27, 2015 at 3:10 am

    I wish to add that one other way to invest in our self is to educate and nourish our mind by reading books and other helpful materials. When we read books, our mind are enlarged but it takes time and self discipline to invest in books and reading them.

  3. Laurie Stone

    May 12, 2015 at 1:08 pm

    All good advice. I love the ones about joining a group or attending conferences. You learn so much from other people. Wow. There are people who never read a meaningful book after college? That’s sad. I live in libraries. This made me realize I invest in myself more than I thought. Thanks!

  4. siva kumar ch

    May 12, 2015 at 5:40 am

    It’s best to everyone & its helps alot.

  5. Chris

    May 11, 2015 at 6:26 pm

    I find podcasts are a great way to start the day on the way to work in the car, learning so much from them.

    Thanks for the tip to join a group, didn’t know Linkedin did this, find it helps when I have like-minded people around me.

  6. Robert Bright Salijeni

    May 11, 2015 at 6:11 am

    Great stuff. I do almost all of these and my life is ever happy. Have just opened a production company for radio and TV commercials, documentaries and jingles. This has also led me to seal a deal with a big international company based in India on a joint venture agreement. I am a member of the Toastmasters International.

Leave a Reply

Your email address will not be published. Required fields are marked *

Life

Extraordinary Money Hacks So You Can Save For Your Dream.

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money small

I’ve had several times in my life with almost no money. During these times, I learned a few money hacks. It’s cool how having no money can actually teach you so much.

It’s not about being a tight ass either. Money is about understanding what business does to take money out of your pocket and it’s also a journey in understanding temptation.

 

Why save money?

Saving money is how you fund your dream. No matter what you want to achieve, you need to have some money put aside to make it happen. Having a small amount of money saved can do the following:

1. Help you deal with emergencies
2. Give you surplus cash to put towards your dream
3. Make you less stressed
4. Allow you to take a break

Here are the money hacks I’ve learned from going through hard times:

 

Rethink subscriptions.

Recurring revenue is the best source of income for your business. On the flipside, subscriptions will make you broke. The whole subscription model is designed to take advantage of you being lazy. Most of the subscriptions you have, you don’t need.

I find that one time purchases for things I don’t use a lot is actually better. Make a note of all of your subscriptions and then cull as many as you can.

 

Books instead of Netflix and movies.

Netflix and movies can use up your capital and they generally give you nothing. Replace these two media forms for books. Books are cheaper in the long run and if you focus on reading biographies and books that provide real strategies, you’ll become smarter too.

 

Go to the supermarket instead of the shopping mall.

Walking into a giant shopping center with all of your favorite brands is a disaster. You’re guaranteed to buy stuff you don’t need and temptation is likely to take over. The only shopping you have to do every week is your grocery shopping.

Visit the supermarket that’s not in a shopping mall and then you’ll be focused on buying things to fill your stomach, instead of your wardrobe.

 

People won’t remember what you’re wearing.

There’s this myth that we have to wear something new all of the time. The harsh reality is that most people won’t remember what you’re wearing anyway because they’re so focused on their own appearance and problems.

None of us need as many clothes as we have. Culling the size of your wardrobe will save you lots of money.

 

Buying petrol.

There are cheap times to get petrol and expensive times to get petrol. In my area, I find that every four weeks, petrol is cheaper than the other weeks. So, being smart about when you fill up can save you lots of money. Obviously, aim for the times when petrol is low.

 

Going out to restaurants.

Those of us who have worked in restaurants know that most of the profit is made on drinks, not the food. Most of the drinks you buy when you’re out for dinner are not good for you. The only real liquid you need is water. So, when going to restaurants, skip the drinks and focus on the food.

 

Getting around.

Driving everywhere is expensive. Try sharing an Uber with friends or taking public transport.

Parking is expensive and most of the time the car takes longer.

Use the frequent car trips you make to have someone else do the driving and then download some podcasts so you can educate yourself.

 

Car servicing.

This whole industry is a bit of a scam. The idea is to make you think that everything needs to be consistently maintained and replaced otherwise you’ll end up lost in the desert with no way home, and you may even die of starvation.

The only two things you must do on a car every year is changing the oil and the oil filter. Watch some Youtube videos on when to change your tires and brakes because most mechanic shops will tell you that you need to change them when you don’t.

 

Credit cards.

They’re evil. You don’t need the reward points and the benefits of not having one are far greater. Get a debit card instead. Credit cards give you a false sense of your true financial position. You will mess up. That’s how the credit card game is designed.

 

Book holidays in advance.

We all need to take a break at least a few times a year. The cheapest way to do this is to book in advance. Plan when your holidays are going to be and then book them, so you get more choice, and more chances to spot a deal.

I’ve recently used Airbnb a lot more and that’s halved my accommodation costs. The only challenge with the platform is that the good properties sell out early so you must book in advance.

Also, consider whether you are going to stay local or go overseas. In my country, it’s cheaper to go overseas than it is to travel within Australia.

 


Don’t join mailing lists for deals.

An IT guy told me the other day to sign up for all of the retailers mailing lists because then I will see more deals. This is the worst advice ever! These mailing lists will make you develop a habit of making impulse purchases and looking for things you don’t need.

“You don’t need access to more deals; what you need is to spend less and avoid temptation”

 

Let loose one day a month.

If you’re a scrooge every day of the week, you’ll get tired of it and eventually quit. The best way to be good with money is to have one day a month where you can let loose a bit and indulge on one or two things. Just don’t undo all of your hard work by going out of control.

 

Donate or volunteer.

Puts your BS money problems into perspective. The best way I’ve found to save money towards my dream is to meet people who have nothing.

“Once you put your finances into perspective by being around the homeless and people that are going through terrible tragedies, you’ll know why you are saving in the first place”

More importantly, being exposed to people in rough places will make you want to give some money away. This charitable act will make you a better person which is far more important than how much money you have.

 


***Final Thought***

So that’s what I did folks when I had no money. That’s how I saved money towards my dream which I’m now living.

Be smarter with your money.
Save for your dream.
Be a good human and give money or time to people who need your help.

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

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Life

4 Scientifically Proven Habits That Will Give You the Edge You Need

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For me, outstanding success and prosperity that remains stable in a fast-evolving world is the only kind of success I care about. Not enough success gurus and motivational coaches are good at sharing principles and practices that can actually help anyone anywhere achieve long-term success.

Due to the fact that most people are only interested in “quick fixes,” the marketplace, especially in personal and professional growth, has focused on selling the idea of magic bullets and instant productivity spells aimed at luring you into whatever product they want you to buy.

However, there are those who seem to be focused on the long game, the grand vision. I spent a significant amount of time and money several years ago learning from one of the world’s leading high-performance coach, Brendon Burchard.

At a time when the highway to online success seemed grim and too advanced for me to tackle on my own, Brendon Burchard’s weekly mentoring, encouragement and training on how to speak my voice regardless of my past played a major role in the birth of my business. 

In fact, to a great extent, his ideas still continue to positively impact my life which is why the scientifically based research he revealed on habits helping shape world-class individuals resonates with me tremendously. 

If you haven’t taken the time to figure out the kind of habits you need in order to achieve significant success in any area of life – now is the best time to do so. 

As this year ripens into full maturity you need to make sure you end it bigger and better than it started. More importantly, you need to make sure the coming year is already primed for even greater growth and success.

How do you do this without driving yourself insane? How do you become extraordinary at whatever it is you desire to accomplish? What are the specific habits you can deploy today to become a high performer?

After three years of extensive data and research from dozens of countries, here are a few of the success producing habits now being backed by science:

1. Seek more clarity

This is a habit few ever consciously develop. No wonder overwhelm and confusion are considered normal. Start asking yourself high-quality questions on a daily basis enabling you to discern truth in your life. Approach your daily activities with greater intention and razor-sharp focus.

There are few things more powerful than a life lived with passionate clarity.” – Erwin McManus

2. Learn to generate energy

If you want to enjoy sustainable success and ever increasing prosperity, you can’t afford to be bogged down by fatigue, loss of enthusiasm and lethargy. When was the last time you went seven straight days feeling energized, enthusiastic and ready to crush it in your personal and professional life?

Mental, emotional, and physical energy is something you must deliberately and consciously learn to create and imbue into the world if you don’t want to burn out. This is how you’ll learn to cultivate and generate more positive emotions and interactions with other people as well as your daily activities.

3. Raise your standards and expectations

Setting the right expectations for your life and business is a must. Most people have big dreams but very low standards and even lower expectations for themselves. There’s a mindset shift that’s required here because your results will never outperform the standards you’ve set for yourself.

To be a high performing individual in your chosen field, you will have to make excellence your new norm. Brendon Burchard frames it differently, he teaches it as increasing your performance necessity levels. Why is this important?

Unless your brain and entire being perceive it as your normal standard, unleashing the leader within you and becoming your best self will feel more like forced labor which will not be sustainable.

Raise your standards to exceed your expectations.” – Cecily Morgan

4. Increase your productivity

Productivity is a hot topic with almost every motivational speaker. But do you really know what you need to do to increase your productivity? Or are you just running through the motions of listening to outside opinions trying to imitate what works for others, in the hopes that it’ll work for you too?

Every ambitious success seeker understands the importance of being productive. Few are actually able to do it effectively, consistently and toward meaningful work. As you learn to integrate the first three habits into your life, it will feel more natural and effortless to increase output and do work that matters.

If you want to crush it day in day out, week after week in your primary field of interest then it is time to learn effective strategies and tactics that align with your goals, your values and simultaneously make you more productive. Thanks to technology, this is not only possible, it’s doable.

While this isn’t the comprehensive list of habits that can make you “get the edge” in life and finally out-perform others in your space, you now have a solid starting ground for simple things you can start doing today to become a high performer.

Now I would love to hear from you, did any of these habits resonate with you? Do you have any suggestion of your own that has proven effective? Comment below!

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Life

3 Steps to Increasing Your Confidence for Good

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confidence

As an ambitious person on the road to success, you know first hand how challenging it is to achieve your lofty goals. Let’s be honest, the road to success is littered with potholes and unexpected curves.

You need a consistent feeling of confidence if you want to make it to the finish line and rise victoriously. That’s why in this article, you’re going to learn the most simple and effective 3-step sequence to help you increase your confidence for good.

1. Learn One Thing

As an informed reader here, we’re skipping past the part where we harp on the importance of taking action for building confidence. You already took action by reading this article with the desire to get better. Perhaps, you made the sales call, pressed publish on your new post, did the interview, or pitched your idea.

But now it’s time to immediately learn one thing from the action you just took. The second after you take action, ask yourself, “What’s the one thing I can learn from this, to ensure I get a better result next time?”

If you’ve read Gary Keller’s powerful book, The One Thing, you know success isn’t about trying to do a million things. It’s about doing one thing — exceptionally. Similarly, instead of trying to derive 86 lessons from that sales call you just finished, start learning simply the number one best thing you can.

Here in step one, you do so by asking yourself the aforementioned question. It works like magic. When you ask yourself a question, your brain outputs an answer. This only happens if you start this sequence immediately after you take action — regardless of the result.

Extraordinary results happen only when you give the best you have to become the best you can be at your most important work.” – Gary Keller

2. Validate Yourself

In step two, take the time to validate yourself with positive self talk. Tell yourself, “Nice job. That took courage. Let’s keep going, baby. I’m going to do this. I’ve got this.” The key here is to speak to yourself positively and authentically. Speak to yourself the way a great mentor, coach, or friend would. Remember too, in this step, you are not pumping yourself up with empty affirmations or false hope.

You are validating yourself because you took action and you learned from that action. This deserves credit. By practicing the act of self validation here in step two, you train yourself to remain confident regardless of whether or not you achieved or came up short.

Validate yourself whether you land the client or fail to do so. Most don’t do this, it’s why they lack confidence. But you? You act, learn, then validate yourself, regardless of the external result. This trains you to feel good about yourself no matter what people say about you.

While most people crumble when they don’t get the results they desired, you feel confident even when you lose this battle. You know that the campaign is long, and, if you keep learning, you’ll get accomplish the goals you desire in the end.

3. Repeat the Action

Action breeds confidence and courage. If you want to conquer fear, don’t sit home and think about it.” Carnegie said it best and it’s why step three is a simple call to action — to repeat the action you just took. By repeating the action as soon as possible, you don’t give yourself time to ruminate or overthink.

In step one, you learned one important, personalized nugget of wisdom that’ll help you perform better from now on. Then in step two, you validated yourself with positive self talk — reminding yourself that by continuing to take persistent action, success is inevitable.

Now? There’s nothing left to say. Without delay, it’s time to get back on the horse and take another crack at it! Your confidence continues to grow as you take more actions, learn more from those actions, and remind yourself that you’re a champ for taking all these actions!

“Don’t let small thinking cut your life down to size. Think big, aim high, act bold. And see just how big you can blow up your life.” – Gary Keller

Why This 3-Step Sequence Increases Your Confidence for Good

By repeating this sequence, you gain important knowledge, continuously remind yourself of your positive traits, and most importantly — you desensitize yourself to any fears you once had.

You’re going to fall in love with this process of taking action. Whether that action for you is making sales calls, pitching your startup to investors, interviewing for competitive positions, or publishing new content online, the more you act using these 3-steps, the more confident you’ll become.

A key side benefit of using this sequence is you quickly enter a massive, perpetual state of action. This all but guarantees you increased real world results. These improved results become the cherry on top to your core confidence.

When you lack confidence, how do you find the confidence you need again? Let us know by commenting below!

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Life

3 Ingredients to Create the Life of Your Dreams

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how to create the life of your dreams

Let’s bake a cake! This recipe calls for three simple ingredients: one cup of Courage, two tablespoons of Initiative, and three teaspoons of Will. You can put the money, education, and physical attractiveness back in the refrigerator. They can help improve the taste or quality, but they are not required to bake this cake. The cake is a metaphor for the life of your dreams. If you want to create massive achievement in your life, you will need to obtain courage, initiative, and will.

The main ingredients of courage, initiative, and will are fundamental to long term-achievement. You need the courage to start. The initiative is necessary to think outside the box. Will is required to continue when it gets tough.

Whether we are talking about achieving long-term happiness via a personal relationship or individual experiences, the ingredients mentioned above can significantly increase your chances of obtaining the life of your dreams. You aren’t born with courage, initiative, or will. In fact, you are born with fear, reluctance, and other mechanisms designed to keep you safe. However, with an intentional mindset guided by positive optimism, these characteristics can be grown and cultivated in a garden of possibilities for your life!  

How can you acquire courage, initiative, and will? Check out my 3 tips below:

1. Travel or better yet move out of the country

Yes, I will give you a moment to reread the line above. My first recommendation is for you to travel or ideally move out of the country! Travel and undeniably relocating outside of the country you were born in, requires courage. You must be brave to face the unknown, and there is no better way to do this other than to get out of your comfortable home environment and see the world. The experiences with traveling or moving will automatically build the courage within you to reach toward the achievements that you desire in life.  

“Dare to live the life you’ve always wanted.”

2. Learn a new language

Ideally, with the recommendation from number one, you will choose a location where a language other than your native tongue is spoken. With language acquisition, the learner must develop a spirit of initiative to do something that is not required. You can live your entire life and only communicate in one language, or you can expand your horizon and do something different. To become fluent in a new language will not be easy; the life of your dreams is worth the fight. The process of learning a language will attract the necessary skill set that accompanies initiative and ties in within my final recommendation.

3. Fail as often as possible

In traveling and undeniably with learning a new language, you will make mistakes. If you are not failing in the process of adjusting to a different culture, which will occur in traveling and language acquisition, you are doing something wrong! You must fail to adapt and ideally this will happen as frequent as possible. This does not mean that you look to fail. It does mean that you understand failure as an opportunity to learn. Failure builds your ability to develop the power of will. Possessing will can enable you to learn from your mistakes, improve, and keep pushing toward the achievements that can create the life of your dreams.  

“One day your life will flash before your eyes. Make sure it’s worth watching.” – Gerard Way

If you put courage, initiative, and will into the oven responsible for making your dreams become a reality, you will be successful. It will not be easy. Occasionally you will become frustrated and want to open the door and see what’s taking so long for the cake or the life you desire. However, just stay the course and allow courage, initiative, and will to blend and bring into fruition the life of your dreams.

What other ingredients would you add?  Comment below!

Image courtesy of Twenty20.com

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Success Advice

It’s So Easy To Find The Negative in Everything. But What’s The Point?

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Last week, I posted a photo on LinkedIn that showed Keanu Reeves and his generosity.

The post went semi-viral, and people really loved it.

Well almost everyone. There were the 1% of haters.

The highlight of the post is that Keanu takes the train to a lot of places with normal people like you and I, and is not into fancy things. He’s donated most of his money to good causes including leukemia.

The haters wanted to tear Keanu down because how dare he own a house in LA (allegedly).

 

Being right is not the answer.

Whether Keanu does or doesn’t still own a house in LA doesn’t matter. Trying to always be right can force you to be negative. You end up adopting the mindset that everybody is wrong, and you’re smart – and the world is just one big lie.

This mindset can slowly create a self-destructive nature to the way you do life.

 

How do you know you’re 100% right?

There are no absolutes in life. Not everything is as black and white as you think. Maybe Keanu had a house and sold it. Maybe the house doesn’t belong to him. Maybe he shares the house with three Air Bnb travelers and so technically the mortgage is shared.

You just don’t know everything.
Google and Wikipedia are often wrong.
Focus on positivity instead of always being right.

Keanu Reeves on the train.

 

This negative way of thinking serves no one. Least of all you.

Negatively tearing people down all the time is affecting your own mindset which equals your success in the long term. It may seem like an innocent comment that you’ve written on someone’s post, but it shapes the way you think. You can’t help not be affected by trash talking good people like Keanu.

When you stand up and want to work on your goal, you end up being drained of energy from all the negativity you’ve put out.

“If you want to get mad, get mad at your goals and why you haven’t achieved them!”

 

Use your time better.

Don’t you have something else to do other than commenting on social media? Instead of fact-checking the entire world, you’re better off switching off social media and chipping away at your dream. If you love cars, spend your time there. If you love art, create some.

Focus on creating and not consuming.

 

Your network suffers too.

Your habit of being negative and wasting your time worrying about Keanu’s financial stats is repelling good people out of your life. People are watching you shoot your mouth off and are subconsciously thinking “Maybe I’ll leave this person alone. This doesn’t feel good.”

As humans, we want to feel good. Being positive feels good and you attract the right people. Slamming people on social media to make yourself feel good makes everyone else feel like garbage. If you wonder why you have no friends or your current friends suck, this is part of the reason.

The good news is you can change it. Focus on the positive.

 

Remember your EGO.

Finding the negative often occurs when your ego is out of control. Your need to be right is linked to the idea that maybe you think you’re really smart. Your ego being too big contributes to your need to correct people and be negative.

“Your inflated ego and your negative mindset are in love with each other. Break them up – for good!”

 

***Final Thought***

This is not a post about social media and trolling. If you thought that then I’m sorry.

My aim here is to get you to remember why you do what you do. I want you to focus your time on being positive and fighting the raging tsunami that is negativity which we’re all having a daily sword fight with.

Positivity is power. Positivity is success. Publish positivity.

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

Tim is best known as a long-time contributor on Addicted2Success. Tim's content has been shared hundreds of thousands of times and he has written multiple viral posts all around success, personal development, motivation, and entrepreneurship. During the day Tim works with the most iconic tech companies in the world, as an adviser, to assist them in expanding into Australia. By night, Tim coaches his students on the principles of personal development and the fundamentals of entrepreneurship. You can connect with Tim through his website www.timdenning.net or through his Facebook.

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6 Comments

6 Comments

  1. travis

    Mar 21, 2016 at 4:57 pm

    I think this is the best way to invest yourself in society.

  2. princevinco

    May 27, 2015 at 3:10 am

    I wish to add that one other way to invest in our self is to educate and nourish our mind by reading books and other helpful materials. When we read books, our mind are enlarged but it takes time and self discipline to invest in books and reading them.

  3. Laurie Stone

    May 12, 2015 at 1:08 pm

    All good advice. I love the ones about joining a group or attending conferences. You learn so much from other people. Wow. There are people who never read a meaningful book after college? That’s sad. I live in libraries. This made me realize I invest in myself more than I thought. Thanks!

  4. siva kumar ch

    May 12, 2015 at 5:40 am

    It’s best to everyone & its helps alot.

  5. Chris

    May 11, 2015 at 6:26 pm

    I find podcasts are a great way to start the day on the way to work in the car, learning so much from them.

    Thanks for the tip to join a group, didn’t know Linkedin did this, find it helps when I have like-minded people around me.

  6. Robert Bright Salijeni

    May 11, 2015 at 6:11 am

    Great stuff. I do almost all of these and my life is ever happy. Have just opened a production company for radio and TV commercials, documentaries and jingles. This has also led me to seal a deal with a big international company based in India on a joint venture agreement. I am a member of the Toastmasters International.

Leave a Reply

Your email address will not be published. Required fields are marked *

Life

Extraordinary Money Hacks So You Can Save For Your Dream.

Published

on

money small

I’ve had several times in my life with almost no money. During these times, I learned a few money hacks. It’s cool how having no money can actually teach you so much.

It’s not about being a tight ass either. Money is about understanding what business does to take money out of your pocket and it’s also a journey in understanding temptation.

 

Why save money?

Saving money is how you fund your dream. No matter what you want to achieve, you need to have some money put aside to make it happen. Having a small amount of money saved can do the following:

1. Help you deal with emergencies
2. Give you surplus cash to put towards your dream
3. Make you less stressed
4. Allow you to take a break

Here are the money hacks I’ve learned from going through hard times:

 

Rethink subscriptions.

Recurring revenue is the best source of income for your business. On the flipside, subscriptions will make you broke. The whole subscription model is designed to take advantage of you being lazy. Most of the subscriptions you have, you don’t need.

I find that one time purchases for things I don’t use a lot is actually better. Make a note of all of your subscriptions and then cull as many as you can.

 

Books instead of Netflix and movies.

Netflix and movies can use up your capital and they generally give you nothing. Replace these two media forms for books. Books are cheaper in the long run and if you focus on reading biographies and books that provide real strategies, you’ll become smarter too.

 

Go to the supermarket instead of the shopping mall.

Walking into a giant shopping center with all of your favorite brands is a disaster. You’re guaranteed to buy stuff you don’t need and temptation is likely to take over. The only shopping you have to do every week is your grocery shopping.

Visit the supermarket that’s not in a shopping mall and then you’ll be focused on buying things to fill your stomach, instead of your wardrobe.

 

People won’t remember what you’re wearing.

There’s this myth that we have to wear something new all of the time. The harsh reality is that most people won’t remember what you’re wearing anyway because they’re so focused on their own appearance and problems.

None of us need as many clothes as we have. Culling the size of your wardrobe will save you lots of money.

 

Buying petrol.

There are cheap times to get petrol and expensive times to get petrol. In my area, I find that every four weeks, petrol is cheaper than the other weeks. So, being smart about when you fill up can save you lots of money. Obviously, aim for the times when petrol is low.

 

Going out to restaurants.

Those of us who have worked in restaurants know that most of the profit is made on drinks, not the food. Most of the drinks you buy when you’re out for dinner are not good for you. The only real liquid you need is water. So, when going to restaurants, skip the drinks and focus on the food.

 

Getting around.

Driving everywhere is expensive. Try sharing an Uber with friends or taking public transport.

Parking is expensive and most of the time the car takes longer.

Use the frequent car trips you make to have someone else do the driving and then download some podcasts so you can educate yourself.

 

Car servicing.

This whole industry is a bit of a scam. The idea is to make you think that everything needs to be consistently maintained and replaced otherwise you’ll end up lost in the desert with no way home, and you may even die of starvation.

The only two things you must do on a car every year is changing the oil and the oil filter. Watch some Youtube videos on when to change your tires and brakes because most mechanic shops will tell you that you need to change them when you don’t.

 

Credit cards.

They’re evil. You don’t need the reward points and the benefits of not having one are far greater. Get a debit card instead. Credit cards give you a false sense of your true financial position. You will mess up. That’s how the credit card game is designed.

 

Book holidays in advance.

We all need to take a break at least a few times a year. The cheapest way to do this is to book in advance. Plan when your holidays are going to be and then book them, so you get more choice, and more chances to spot a deal.

I’ve recently used Airbnb a lot more and that’s halved my accommodation costs. The only challenge with the platform is that the good properties sell out early so you must book in advance.

Also, consider whether you are going to stay local or go overseas. In my country, it’s cheaper to go overseas than it is to travel within Australia.

 


Don’t join mailing lists for deals.

An IT guy told me the other day to sign up for all of the retailers mailing lists because then I will see more deals. This is the worst advice ever! These mailing lists will make you develop a habit of making impulse purchases and looking for things you don’t need.

“You don’t need access to more deals; what you need is to spend less and avoid temptation”

 

Let loose one day a month.

If you’re a scrooge every day of the week, you’ll get tired of it and eventually quit. The best way to be good with money is to have one day a month where you can let loose a bit and indulge on one or two things. Just don’t undo all of your hard work by going out of control.

 

Donate or volunteer.

Puts your BS money problems into perspective. The best way I’ve found to save money towards my dream is to meet people who have nothing.

“Once you put your finances into perspective by being around the homeless and people that are going through terrible tragedies, you’ll know why you are saving in the first place”

More importantly, being exposed to people in rough places will make you want to give some money away. This charitable act will make you a better person which is far more important than how much money you have.

 


***Final Thought***

So that’s what I did folks when I had no money. That’s how I saved money towards my dream which I’m now living.

Be smarter with your money.
Save for your dream.
Be a good human and give money or time to people who need your help.

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

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4 Scientifically Proven Habits That Will Give You the Edge You Need

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For me, outstanding success and prosperity that remains stable in a fast-evolving world is the only kind of success I care about. Not enough success gurus and motivational coaches are good at sharing principles and practices that can actually help anyone anywhere achieve long-term success.

Due to the fact that most people are only interested in “quick fixes,” the marketplace, especially in personal and professional growth, has focused on selling the idea of magic bullets and instant productivity spells aimed at luring you into whatever product they want you to buy.

However, there are those who seem to be focused on the long game, the grand vision. I spent a significant amount of time and money several years ago learning from one of the world’s leading high-performance coach, Brendon Burchard.

At a time when the highway to online success seemed grim and too advanced for me to tackle on my own, Brendon Burchard’s weekly mentoring, encouragement and training on how to speak my voice regardless of my past played a major role in the birth of my business. 

In fact, to a great extent, his ideas still continue to positively impact my life which is why the scientifically based research he revealed on habits helping shape world-class individuals resonates with me tremendously. 

If you haven’t taken the time to figure out the kind of habits you need in order to achieve significant success in any area of life – now is the best time to do so. 

As this year ripens into full maturity you need to make sure you end it bigger and better than it started. More importantly, you need to make sure the coming year is already primed for even greater growth and success.

How do you do this without driving yourself insane? How do you become extraordinary at whatever it is you desire to accomplish? What are the specific habits you can deploy today to become a high performer?

After three years of extensive data and research from dozens of countries, here are a few of the success producing habits now being backed by science:

1. Seek more clarity

This is a habit few ever consciously develop. No wonder overwhelm and confusion are considered normal. Start asking yourself high-quality questions on a daily basis enabling you to discern truth in your life. Approach your daily activities with greater intention and razor-sharp focus.

There are few things more powerful than a life lived with passionate clarity.” – Erwin McManus

2. Learn to generate energy

If you want to enjoy sustainable success and ever increasing prosperity, you can’t afford to be bogged down by fatigue, loss of enthusiasm and lethargy. When was the last time you went seven straight days feeling energized, enthusiastic and ready to crush it in your personal and professional life?

Mental, emotional, and physical energy is something you must deliberately and consciously learn to create and imbue into the world if you don’t want to burn out. This is how you’ll learn to cultivate and generate more positive emotions and interactions with other people as well as your daily activities.

3. Raise your standards and expectations

Setting the right expectations for your life and business is a must. Most people have big dreams but very low standards and even lower expectations for themselves. There’s a mindset shift that’s required here because your results will never outperform the standards you’ve set for yourself.

To be a high performing individual in your chosen field, you will have to make excellence your new norm. Brendon Burchard frames it differently, he teaches it as increasing your performance necessity levels. Why is this important?

Unless your brain and entire being perceive it as your normal standard, unleashing the leader within you and becoming your best self will feel more like forced labor which will not be sustainable.

Raise your standards to exceed your expectations.” – Cecily Morgan

4. Increase your productivity

Productivity is a hot topic with almost every motivational speaker. But do you really know what you need to do to increase your productivity? Or are you just running through the motions of listening to outside opinions trying to imitate what works for others, in the hopes that it’ll work for you too?

Every ambitious success seeker understands the importance of being productive. Few are actually able to do it effectively, consistently and toward meaningful work. As you learn to integrate the first three habits into your life, it will feel more natural and effortless to increase output and do work that matters.

If you want to crush it day in day out, week after week in your primary field of interest then it is time to learn effective strategies and tactics that align with your goals, your values and simultaneously make you more productive. Thanks to technology, this is not only possible, it’s doable.

While this isn’t the comprehensive list of habits that can make you “get the edge” in life and finally out-perform others in your space, you now have a solid starting ground for simple things you can start doing today to become a high performer.

Now I would love to hear from you, did any of these habits resonate with you? Do you have any suggestion of your own that has proven effective? Comment below!

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3 Steps to Increasing Your Confidence for Good

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As an ambitious person on the road to success, you know first hand how challenging it is to achieve your lofty goals. Let’s be honest, the road to success is littered with potholes and unexpected curves.

You need a consistent feeling of confidence if you want to make it to the finish line and rise victoriously. That’s why in this article, you’re going to learn the most simple and effective 3-step sequence to help you increase your confidence for good.

1. Learn One Thing

As an informed reader here, we’re skipping past the part where we harp on the importance of taking action for building confidence. You already took action by reading this article with the desire to get better. Perhaps, you made the sales call, pressed publish on your new post, did the interview, or pitched your idea.

But now it’s time to immediately learn one thing from the action you just took. The second after you take action, ask yourself, “What’s the one thing I can learn from this, to ensure I get a better result next time?”

If you’ve read Gary Keller’s powerful book, The One Thing, you know success isn’t about trying to do a million things. It’s about doing one thing — exceptionally. Similarly, instead of trying to derive 86 lessons from that sales call you just finished, start learning simply the number one best thing you can.

Here in step one, you do so by asking yourself the aforementioned question. It works like magic. When you ask yourself a question, your brain outputs an answer. This only happens if you start this sequence immediately after you take action — regardless of the result.

Extraordinary results happen only when you give the best you have to become the best you can be at your most important work.” – Gary Keller

2. Validate Yourself

In step two, take the time to validate yourself with positive self talk. Tell yourself, “Nice job. That took courage. Let’s keep going, baby. I’m going to do this. I’ve got this.” The key here is to speak to yourself positively and authentically. Speak to yourself the way a great mentor, coach, or friend would. Remember too, in this step, you are not pumping yourself up with empty affirmations or false hope.

You are validating yourself because you took action and you learned from that action. This deserves credit. By practicing the act of self validation here in step two, you train yourself to remain confident regardless of whether or not you achieved or came up short.

Validate yourself whether you land the client or fail to do so. Most don’t do this, it’s why they lack confidence. But you? You act, learn, then validate yourself, regardless of the external result. This trains you to feel good about yourself no matter what people say about you.

While most people crumble when they don’t get the results they desired, you feel confident even when you lose this battle. You know that the campaign is long, and, if you keep learning, you’ll get accomplish the goals you desire in the end.

3. Repeat the Action

Action breeds confidence and courage. If you want to conquer fear, don’t sit home and think about it.” Carnegie said it best and it’s why step three is a simple call to action — to repeat the action you just took. By repeating the action as soon as possible, you don’t give yourself time to ruminate or overthink.

In step one, you learned one important, personalized nugget of wisdom that’ll help you perform better from now on. Then in step two, you validated yourself with positive self talk — reminding yourself that by continuing to take persistent action, success is inevitable.

Now? There’s nothing left to say. Without delay, it’s time to get back on the horse and take another crack at it! Your confidence continues to grow as you take more actions, learn more from those actions, and remind yourself that you’re a champ for taking all these actions!

“Don’t let small thinking cut your life down to size. Think big, aim high, act bold. And see just how big you can blow up your life.” – Gary Keller

Why This 3-Step Sequence Increases Your Confidence for Good

By repeating this sequence, you gain important knowledge, continuously remind yourself of your positive traits, and most importantly — you desensitize yourself to any fears you once had.

You’re going to fall in love with this process of taking action. Whether that action for you is making sales calls, pitching your startup to investors, interviewing for competitive positions, or publishing new content online, the more you act using these 3-steps, the more confident you’ll become.

A key side benefit of using this sequence is you quickly enter a massive, perpetual state of action. This all but guarantees you increased real world results. These improved results become the cherry on top to your core confidence.

When you lack confidence, how do you find the confidence you need again? Let us know by commenting below!

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3 Ingredients to Create the Life of Your Dreams

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Let’s bake a cake! This recipe calls for three simple ingredients: one cup of Courage, two tablespoons of Initiative, and three teaspoons of Will. You can put the money, education, and physical attractiveness back in the refrigerator. They can help improve the taste or quality, but they are not required to bake this cake. The cake is a metaphor for the life of your dreams. If you want to create massive achievement in your life, you will need to obtain courage, initiative, and will.

The main ingredients of courage, initiative, and will are fundamental to long term-achievement. You need the courage to start. The initiative is necessary to think outside the box. Will is required to continue when it gets tough.

Whether we are talking about achieving long-term happiness via a personal relationship or individual experiences, the ingredients mentioned above can significantly increase your chances of obtaining the life of your dreams. You aren’t born with courage, initiative, or will. In fact, you are born with fear, reluctance, and other mechanisms designed to keep you safe. However, with an intentional mindset guided by positive optimism, these characteristics can be grown and cultivated in a garden of possibilities for your life!  

How can you acquire courage, initiative, and will? Check out my 3 tips below:

1. Travel or better yet move out of the country

Yes, I will give you a moment to reread the line above. My first recommendation is for you to travel or ideally move out of the country! Travel and undeniably relocating outside of the country you were born in, requires courage. You must be brave to face the unknown, and there is no better way to do this other than to get out of your comfortable home environment and see the world. The experiences with traveling or moving will automatically build the courage within you to reach toward the achievements that you desire in life.  

“Dare to live the life you’ve always wanted.”

2. Learn a new language

Ideally, with the recommendation from number one, you will choose a location where a language other than your native tongue is spoken. With language acquisition, the learner must develop a spirit of initiative to do something that is not required. You can live your entire life and only communicate in one language, or you can expand your horizon and do something different. To become fluent in a new language will not be easy; the life of your dreams is worth the fight. The process of learning a language will attract the necessary skill set that accompanies initiative and ties in within my final recommendation.

3. Fail as often as possible

In traveling and undeniably with learning a new language, you will make mistakes. If you are not failing in the process of adjusting to a different culture, which will occur in traveling and language acquisition, you are doing something wrong! You must fail to adapt and ideally this will happen as frequent as possible. This does not mean that you look to fail. It does mean that you understand failure as an opportunity to learn. Failure builds your ability to develop the power of will. Possessing will can enable you to learn from your mistakes, improve, and keep pushing toward the achievements that can create the life of your dreams.  

“One day your life will flash before your eyes. Make sure it’s worth watching.” – Gerard Way

If you put courage, initiative, and will into the oven responsible for making your dreams become a reality, you will be successful. It will not be easy. Occasionally you will become frustrated and want to open the door and see what’s taking so long for the cake or the life you desire. However, just stay the course and allow courage, initiative, and will to blend and bring into fruition the life of your dreams.

What other ingredients would you add?  Comment below!

Image courtesy of Twenty20.com

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