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Success Advice

4 Important Money Lessons I Learned From a Grueling Job

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Understanding money

As I was traveling to Australia in 2016, I experienced one of the most painful ways to make money working a job. I worked as a tree planter for three months getting paid 8 cents per tree planted.

I worked six days a week under capricious Australian winds, rain, battling with mud and drooling in sweat. Three months later and 10 kilos lighter, I learned powerful life lessons about money.

1. You start putting the cost of items into perspective

When you get paid 8 cents per tree planted, you start having a different perspective on money. On my first day off, I thought I’d buy a coffee for breakfast. So how much did that coffee cost?  It was $4.50. I remembered thinking, this is 56 trees. How much energy did it take me to plant these 56 trees? I could still feel the pain through my blistered tree planter’s hands.

When you realize the value of your hard-earned dollars you start thinking that maybe your money should be put to better use. Did I like tree planting? I hated every minute of it.

My naive optimism of the beginning soon vanished to be replaced by constant mental complaining. After the first two weeks, I was already mentally exhausted because of the numbing aspect of this repetitive job.

I thought I should start listening to audiobooks to keep my mind in a better place. So I started with Robert Kiyosaki, author of Rich Dad, Poor Dad. Robert was accompanying me at every tree I planted and for every cent I earned. He kept repeating the same things over and over again: “It doesn’t take money to make money”; “having a job means being just over broke”.

And there I was, planting trees trying to make more money one tree at a time.

“No matter where you are, your dreams are valid.” – Lupita Nyong’o

2. Working harder is not the solution

There was a British guy, Harry who was hands down the best tree planter of the crew. He planted significantly more trees than everyone every single day. But even though he planted more than everyone, he didn’t get much more money.

Why? Well, because Harry earned more, he also got taxed more. Ironic right? Especially since the effort to plant the extra 500 to 1000 trees was in my humble opinion, monstrous.

But Harry was a competitor and I don’t think he did it for the money. I think he enjoyed the insanity of the challenge. But thinking about it, you could easily get very cynical about how unfair this whole system is – and rightfully so. People work harder and the system gets harder on them. I guess Robert Kiyosaki was right after all. Working harder is not the solution.

3. Have a system working for you

Because I wanted to make more money without planting more trees, I started thinking of something else. There was actually a guy on the team who had an interesting position. He didn’t plant trees, but rather he collected the trays that each planter left at the end of every row. At the end of the day, he got 15% of the total of trees planted by the whole crew.

This guy made as much money as the top planters with a significantly lesser effort. Of course, he would still be taxed the way we were but what was interesting was the fact that he didn’t need to put in the mind-numbing-soul-destroying-blister-creating effort that the rest of the crew was putting in.

How much was my boss making? His income probably didn’t fall under earned income like ours. Which meant he got less taxes. This guy made money whether he showed up or not. He had a system working for him. Work will only get you so far but systems will get you anywhere. This is what we call leverage.

“The most important word in the world of money is cash flow. The second most important word is leverage.” – Robert Kiyosaki

4. It doesn’t take money to make money

What could I possibly do in a town in the middle of nowhere that had more cows than people? Well, I took a look at items that were selling in the area and I quickly realized that I could buy discounted items. Because it was a remote area of retired people, there wasn’t much demand.  I found amazing deals.

The problem was, I didn’t have enough cash so I called my friend Fernando who lent me $2000 for three months for 10% interest. When I got back to Sydney at the end of my tree planting adventure, I sold the items I had bought for a total of $3000. I gave $2200 back to my friend Fernando, and I kept the $800 difference.

I made that $800 in a matter of hours whereas it would take me at least 50 hours and 11000 trees to make that money working. Start thinking of things you can do outside of your job, outside of the sickening-and-addicting hourly rate. Be creative. It doesn’t take money to make money. Well, let’s say it doesn’t have to be your own.

Warren Buffett once said: “Someone is sitting in the shade today because someone else planted a tree a long time ago.” Understand that your hard earned money is the seed of what could create your freedom. Keep some of it. Learn to create and acquire assets that will be working and growing for you. So start planting your trees!

What money lessons have you learned from a not so popular job you’ve had before? Leave your thoughts below!

Mourad Tellab is the founder of ModernMoneyNinja, an online resource that shares the insight and investment philosophies of the one percent in a straightforward, no BS style to help you reach your financial goals. Check out his free investing course here.

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6 Comments

6 Comments

  1. PIERRE Sarazin

    Feb 15, 2017 at 1:03 am

    That’s a interesting read ! Thanks Mourad for those powerful insights.

    I have a question from the story. Why did the person that kep the trays get 15% of planted trees? How was the system designed for that?

    • Mourad Tellab

      Feb 15, 2017 at 2:06 pm

      Hi Pierre, thank you for your message. The person who picked up the trays at the end of each row was also the person who supplied the trays for the entire crew. That way we didn’t have to go back to the truck every time and could plant more as a group… No one was on an hourly rate therefore everyone’s salary was linked to their performance. So it was also an incentive for him to have the team do well. If the crew did well, he would earn good money. If the crew didn’t, he wouldn’t.

  2. Allison Martin

    Feb 2, 2017 at 1:18 pm

    Fantastic read. Thanks so much for sharing!

    • Mourad

      Feb 3, 2017 at 3:31 pm

      Thank you for your message Allison, happy you liked it!

  3. Stefanie

    Feb 2, 2017 at 7:45 am

    Great reminders! I think there’s a lot of truth in the 4 points.
    I learned that when hiring people, you really need to focus not only on their technical skills but also on their mindset and make sure it’s compatible with your philosophy. I love Blair Singer’s concept of the Code of Honor. If you don’t have one, people will play by their own rules and probably bring mediocrity and excuses into your company.

    • Mourad

      Feb 3, 2017 at 3:32 pm

      Thank you for your comment Stefanie 🙂 I very much agree with you, I’d take a solid mindset and values over a solid business plan any day.

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Success Advice

4 Reasons Why You Shouldn’t Quit Your Day Job for Your Creative Ventures

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building a side business
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If you’ve spent anytime online you’ve no doubt come across people like this: “Hi there, I’m Timothy Moneybags and I made a million dollars from my best-selling novel after I quit my job and pursued my dream of becoming a writer!”

While many of these stories are true and can definitely be motivational, this idea that quitting your job is synonymous with finding creative success is just not true. Plenty of people have quit their jobs to become writers and ended up not making a dime, we just don’t hear their stories because they’re probably too embarrassed to share them.

Similarly, stories of people who keep their day jobs, pursue their dreams and find their own personal success don’t seem to be heard as often either for a different reason: It’s not as sexy as someone dropping everything to venture into the unknown.

While it might not sell as well in a Facebook Ad, there are plenty of practical reasons why you should keep your day job if you’re planning on pursuing a creative venture that could replace your income.

Here are 4 reasons why you shouldn’t quit your day job for your creative ventures:

1. Steady Income Means Less Stress

It can be insanely stressful knowing that your creative venture will be 100% responsible for feeding yourself and your family. In a lot of ways, this stress can drain the enjoyment you normally had with your project due to it having to make you money at all costs. Eventually, you’ll find your motivation to try something new becomes stagnant as your fear of disrupting the stability that you’ve built yourself pulls you back to what’s familiar.

If you keep your day job, then you won’t have to worry if your branching out causes your project to fall flat on its face because your bills are already covered. While it’s obviously possible to build something on the side that does sustain you, the idea that you have to quit your job right away, stress out to the point of losing sleep, and then hopefully find success is silly.

You can still work your day job and work on your creative projects at the same time, and keeping a steady source of income will help free you up to explore your passions even if they don’t make you any money.

“There is no downside to a side hustle. There are only benefits to building more than one source of income. A side hustle is the new job security.” – Forbes

2. You Have More Time Than You Think to Hustle

This notion that there isn’t enough time during the day to work on your side project is just not a great excuse. Just ask Gary Vaynerchuk, who systematically has his entire day planned down to the minute. If this man is able to fit an insane amount of time doing what he loves into his schedule every day, you can fit, at minimum, a few minutes in your day to work on your passion.

While, practically speaking, you would have a lot of time in your day if you did quit your job, just look at how you spend the free time that you currently have. Are you pursuing your passion or are you watching Netflix? If you’re like me, you’re probably spending too much time staring at a screen rather than hustling.

If you begin monitoring what you do during your free time, you’ll quickly realize that you do, in fact, have time throughout the week to work on your passion. Over time, you’ll see the time you put into your projects will stack up and you’ll be glad you spent those few hours out of the week working versus watching the latest episode of Grey’s Anatomy.

3. You Have a Backup if Things Don’t Work Out

Let’s be frank: your creative venture could completely fail to make you a dime. The question is, will you still have a way to pay the bills if this happens? As mentioned already, having a steady source of income means less stress for you and a safety net in case your passion doesn’t “stick” in the marketplace of ideas.

Your day job, no matter how boring it may be, provides you with necessary stability that a creative venture might not have right away. So, don’t give in to the romantic notion of quitting your job to “pursue your dreams” if you don’t have that stability quite yet unless you’re willing to take this unnecessary risk.

Be practical, and ensure that your bills have a way to be paid and your family has a person at the helm of their future that is both prepared and stable.

“Quitting a job doesn’t jump-start a dream because dreams take planning, purpose and progress to succeed. That stuff has to happen before you quit your day job.”

4. You’re Free to Experiment Without Worrying About Monetization

As Hugh MacLeod puts it in his book “Ignore Everybody: And 39 Other Keys to Creativity”, passion projects should be looked at as a separate thing from your 9-to-5 job. The reason being is there isn’t pressure to perform a certain way in order to make money. Instead, the creative person is free to explore different avenues without fear of their project not putting food on the table.

One could argue that this is also why a lot of musical artists come out with songs that sound almost identical to the last song they made. Since the last song sold very well, and they want to continue making a profit off of their art, they’ll take a sort of “conveyor belt” approach to their music and not deviate from the formula that works for them.

While there are definitely fantastic songs produced this way, there’s a kind of commercialism that stains the once hungry and experimental artist before they began profiting off their art, and one could argue that their art suffers because of it.

If one keeps their income generator separate from the creative venture they enjoy, they’ll find the venture to be more satisfying to the soul rather than their bank account.

The best approach, in my mind, is to take a “come what may” approach with your creative ventures when it comes to making money. If you earn anything from it, that’s great! However, don’t let money be the main focus or your artistic expression could be compromised.

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Success Advice

10 Confronting Reasons Why People Don’t Reach Their Goals

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What is the incentive for attaining your full potential and realizing your goals? Why do some people seem to achieve more than others despite having the same time and resources availed to them? The devil is in the details, and this is especially true when it comes to accomplishing your goals or not.

If you’ve ever felt like you’re stuck in the same spot for weeks, months or years now and are not accomplishing much; it might be time for you to assess yourself with the following ten truths.

1. You Lack Self-Confidence

One of the biggest reasons why people fail is because they don’t believe in themselves. Belief is actually a trained function, therefore the deeper you condemn yourself to the rut of self-doubt, the harder it is to come out of it. Our past has a lot to do with how we view our own abilities.

Maybe you just landed a new job or transferred to a new school and are now meeting new people who seem much smarter or more accomplished than yourself. It is often said that battles are won long before they are ever fought, and a lack of self-confidence will cause a reverse effect in accomplishing your goals. Don’t doubt yourself and miss a crucial opportunity in the process.

2. You Always Make the Same Mistakes

This is simply about accountability. If, say you were fired from your dream job because of always showing up late and happened to land another job where soon after you began you made the same mistake, you just dig your own grave. The thorough self-assessment is a crucial part of achieving your goals. You won’t get to the gym and achieve success if you are always oversleeping, or overeating. The same applies to any other dream that you may possess, so work hard and do anything that is possible.

3. You’re Averse to Taking Risks

Risk taking isn’t just limited to those who are looking to go into business or for savvy entrepreneurs. It directly applies to every aspect of our daily lives. How many of us keep that 9 to 5 job that we hate only because we are afraid of taking a plunge and following our passions?

There are a million reasons why you shouldn’t take that risk, after all, bills have to be paid, and there’s a 401k to contribute to, right? But there’s one greater reason why you should take that risk: your dreams lie in wait. Start that business, go on that trip or try out that relationship. You never know what tomorrow might bring, so do not hesitate and take risks.

“Most people fail in life not because they aim too high and miss, but because they aim too low and hit.” – Les Brown

4. Unwilling to Let Go of Productivity Killers

One of the ridiculous reasons (but true) why people can’t have what they want is the fact that they can’t let go of habits that take up valuable time. Facebook posts, Insta selfies and a whole lot of Netflix-&-Chill might make the whole day down the drain. A global study conducted by B2X also reports that Millennials are spending more than 25% of their day on smartphones, thoroughly diminishing their productivity and bearing a hindrance on them achieving their goals. So, put aside all of the unneeded and pointless activities – it takes too much time!

5. It’s Just Not as Easy as You Thought

Starting is the most important part, but constantly grinding and working on it is even more important to become successful. We often see the glitz on media with stories of overnight successes and folks who hit the jackpot with their ideas. What we don’t see is the pain, sweat, tears and rejection that took up the biggest chunk of the grind.

If it were that easy, it would be worthless. Along the way, you are bound to feel tired, uninspired, depressed, on the verge of giving up even. However, try to find ways of keeping motivated by learning a new skill, meditating, reading etc. Failure is a critical part of succeeding, and you have to embrace it and learn from it.

6. You’re Not Surrounded with Ambitious People

The people around us have a huge impact on how we utilize our time, how we think and the kind of goals we set for ourselves. Tom Mendoza, a brand contributor on Forbes, tackles this subject well by talking about the key qualities of the company he keeps and how it helps him grow. That old musing about being the average of the 5 people we spend the most time with couldn’t be truer.

7. Folks Who Don’t Reach Their Goals Because They Failed Before

This is probably the biggest reason why people don’t accomplish their goals. According to Fundera, about 20% of businesses fail in the first year. Does this mean the other 80% don’t face the same obstacles or they have a magic formula for victory? No, it just means that they managed to get themselves together and try again. The reason people can’t have everything they want is because they want everything `here and now`, but they don’t realize that failure is imminent and is the only sure road to the victory.

8. You Lack Vision and Never Take Action

Biagio Sciacca tackles the subject of a visionary mindset quite well in his blog article on how the boundaries of manifestation are limited by our own perception. He emphasizes with a personal story how everything that we see and interact with starts with a single idea in mind. A vision is not just a vague wish or some random fairy-tale hope, it is the fuel that drives your passion and every meticulous piece of work that you put in. Goal setting provides the big picture perspective on what and why you are doing something.

“Most people fail, not because of lack of desire, but because of lack of commitment.” – Vince Lombardi

9. Thinking They Lack Enough Time to Achieve Their Goals

A good number of folks don’t believe they can accomplish their dreams with the time they have left. If you’ve watched “The First Grader” you’ll get all the motivation you need. The story of an 84-year-old who goes back to school to attain a life-long desire to be learned is enough to make you think twice about giving up on your own ambitions. So it is never too late to do something you like, give yourself a try.

10. You Will Succeed Only If You Do It This Way

Living by others’ limitations and the boundaries they set for you is one sure way to box yourself in from your goals. You’ll only get more tired, frustrated and demotivated in the long run. People impose their limitations on you because they don’t want you to succeed or because they have fears about their own abilities and personal failures to deal with. Achieving your goals means silencing those critical voices and having faith in your own way of doing it. Your biggest motivation should be to do it for the people who want to see you fail.

In most of the cases, people shield themselves from success. So, don’t let anything hold you back from any goal you’ve ever set for yourself and always try your best.

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Success Advice

Stop Replying To Everyone.

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Many of you are running around like mad trying to manage your time. You’re reading productivity hacks, taking cold showers and waking up at 5 am.

You’re doing all of this because you want more time to do what you love.

Let me hit you in the face with one technique that has allowed me to win back time, so I can do what I love.

Stop replying to everyone…

You get emails asking you to do stuff.
You get asked to do an intro.
You get asked to speak at an event for free about your area of expertise.

Here’s the problem:
YOU KEEP RESPONDING TO EVERY REQUEST OF YOUR TIME.


What’s the answer?

The answer is really simple like everything I write. Are you ready?
Stop replying to everyone.

I learned this technique the hard way. When I was looking to interview entrepreneurs in 2014 about their story and share it in the form of a blog post, I didn’t get many replies.

I’d email very successful people who have achieved the impossible and get nothing.

Radio silence.
Donuts.


Why don’t your idols respond to requests for their time?

There’s many reasons.

  1. They have too many requests and could never humanly answer every single one.
  2. They have limited time and can’t fit everybody into their schedule.

The second reason is the most important. Your idols don’t respond because that’s their way of saying no.


No response is the best response.

By responding to every request of your time, you go down the rabbit hole of endless back and forth conversations.

Let me illustrate this point with a short story.

A US startup approached me on LinkedIn and asked me to advise them on their social media strategy. They offered me equity in return for my expertise.

The product was not something that aligned with who I am, and I was heading off to Europe on holidays and had no time to draft a proper reply.

I sent no response to their request.
They messaged me a second time.
I sent no response to their request.

Then, I got sucked into responding. I felt my moral compass telling me to reply and tell them no. On top of that, the startup had a very well known person in the social media industry join them. FOMO kicked in.

I replied and that’s where everything went wrong.

Once I replied to the request I got daily reminders and emails with pitch decks trying to convince me why they were the one startup who could beat Instagram. The claims of how much traction they had got more and more ridiculous.

“Eventually, a simple request of my time turned into a daily debate”

They wouldn’t leave me alone. I began to regret my stupidity for responding in the first place.

If a request of your time doesn’t resonate with you, and you don’t feel like saying “Fuck Yes” when presented with an opportunity, say NO.

Don’t be tempted by a request of your time. 
Say no.


Not replying is what works.

People generally give up after one email or direct message asking for your time. I’ve tested this theory a lot and it has almost always turned out to be true.

As soon as you reply, you become like a lawyer in the High Court trying to defend someone who is accused of murder. Your time is yours. You only get one life.

“You don’t need to justify yourself, your time, or your goals to anybody”

YOU HEAR ME? NOBODY!

The way you win back time and make room for what’s important to you is to fight the temptation to reply to every request that comes your way.

Quit giving away your time like free balloons at a car expo.


You end up making up lies.

The problem with replying to every request of your time is you can end up making up lies to get out of doing something. Or you may end up exaggerating or putting forward excuses that aren’t entirely true.

This causes even more problems for you because if the requester knows people within your network, they may find out you’re not being honest.

Why construct a grand plan that takes more of your time to respond to a request?

It’s easier to say nothing at all.


Silence says it all.

Smart people who ask you for stuff will know that after a week, if you haven’t responded, you’re probably not interested.

Silence is the best response. After all, if someone really wants you to do something they’ll chase you, they’ll follow you up and they may get a mutual connection to intro them to you.

Many pitches and requests are poorly written or incredibly selfish.

Fight back with silence. Don’t reply. Stop replying.


You’re not missing anything.

The temptation to respond can also be caused by the fear that you’re missing out.

Maybe someone is contacting you to fund your idea.
Maybe something you wrote is going to be published in the New York Times.
Maybe the request will lead you to direct a Hollywood Movie.

All of these false ideas are what’s causing you to respond to everybody.You’re worried you could miss the jackpot or your lucky break.

The harsh truth is that these opportunities are earned through hard work.Genuine opportunities that will excite you are clearly articulated and your gut feeling will guide you better than you think.

You’re not going to miss out on winning an Oscar for a movie you made because you didn’t reply to an email”


Not replying isn’t rude.

We feel we must reply to every request of our time. We have a fear that we will be accused of being rude.

This belief is false also. There’s nothing rude about not replying. We all get lots of emails and messages online and we can’t answer them all. People will understand when you don’t reply. If they don’t understand then that’s a problem with them, not you.

Don’t feel you have to reply out of politeness.

<<<>>>

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

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Success Advice

Practice These 4 No’s for Greater Success

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In much of the success literature and in the applied motivational literature that is developed today, the explicit suggestions contained within are to practice certain behaviors for a certain outcome. So, you may see information with titles such as, “Do these four things for greater happiness”, or, “Perform the seven steps every morning for more focus”.

Not only am I a large proponent of these quick and distilled attributes of behavior change to bring about greater levels of whatever the outcome should be, I am also an author of a great many of them. The notion of cause and effect is explicit in applied motivation. If you want to change and affect then do not work on the effect directly, work on the cause that will invariably change the outcome.

So many of us try to psychologically bully our conscious mind into various effects, when all we really need to do is understand the causes. Thoughts drive behavior. If you change the thought the behavior must change. But can you increase your level of overall well-being by NOT doing certain things? And I know the answer is yes. It all begins with a shift in our perception and the thought process.

“If you realized how powerful your thoughts are, you would never think a negative thought.” – Peace Pilgrim

Here are four NO’s that you may want to stop practicing. And by virtue of not doing these things you will have more mental room, and idea space between your positive notions for greater levels of contentment and well-being.

1. There are no justified discontentment’s

If the laws of cause and effect, and the law of attraction hold true, then we are where we are right now by virtue of our past behaviors, which are a direct result of our past beginning. So don’t be mad over your current situation, you created it! If you want to be happy, change it! But don’t just sit there and bask in your discontentment; bring about the necessary changes that you require.

In the words of James Ray, “a person of power embraces challenges and complete gratitude. No matter the situation life may bring, discontent is never justified, but rather all is experienced as an opportunity and privilege to adventure and grow.”

2. There are no justified excuses

The present is a doorway that balances past events with future circumstances. When we begin to fully grasp the idea that there is no dress rehearsal, we are on Broadway; that there is no scrimmage, today we are in the Super Bowl, we begin to realize that our life is a series of micro adjustments and that we are in total and complete control over them. Instead of wasting time making excuses for poor decisions, spend that time in fine-tuning future decisions to make up for those poor decisions of the past.

3. There are no justified complaints

We complain about a situation for one of two reasons. One, to elicit pity from another and, two, to transfer the issue we are complaining about to somebody else. Either behavior is destructive to the current personal relationship and will only serve to undermine future transactions with that individual.

Be a person of higher self-esteem; handle your issues in silence then speak to another individual about your successful outcomes. By doing so, you have altered your focus on a positive outcome instead of our negative conditions. By the way, there is always a successful outcome! If you can find it, look deeper, it’s there!

“Champions never complain, they are too busy getting better.” – John Wooden

4. There are no justified resentments

None, zip, zilch, zero! That person that borrowed $500 off you and never paid you back, forgive them. That significant other that dropped you like a hot coal just when you needed them the most, forgive them. That business partner that screwed you to the wall and caused you to lose a vast amount of money, forgive them. Remember, forgiveness is not about them, it’s about you. By letting go of the resentments that you have toward other people you open yourself up to the endless possibilities of bountiful manifestations that can occur because of your positive attitude and constructive optimism.

Think of these four big No’s! Number them, with number one being the one which you practice and think about the most. Then answer the following questions:

  • What can I do to alter this behavior and/or thought process?
  • What situations do I encounter and lead me in this behavior and/or thought process?
  • Can I avoid those situations?
  • If so, am I willing to avoid those situations?

Then do that with the second the third and the fourth big No’s. What will happen after enough time is that you will no longer be looking for situations to offend you, rather you will begin to open up to the possibilities of what the world and the universe have to offer you in a positive, enthusiastic, and engaging light.

I look forward to your comments, opinions, and suggestions. Please feel free to write them below.

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21 of Dale Carnegie’s Most Influential Quotes From “How to Win Friends and Influence People”

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Image Credit | Ragan Communications

Dale Carnegie is the best-selling author of “How to Win Friends and Influence People.” He helped people truly grasp how powerful interpersonal skills and public speaking could be to one’s life. (more…)

Armando Quintana III strives to make every day a novel one by treating his life as one big experiment. He's a published writer, signed model, created an educational non-profit, and worked with multiple start-ups helping them excel in sales and marketing. He can be reached @armandoq3 on Instagram or Facebook.

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6 Comments

6 Comments

  1. PIERRE Sarazin

    Feb 15, 2017 at 1:03 am

    That’s a interesting read ! Thanks Mourad for those powerful insights.

    I have a question from the story. Why did the person that kep the trays get 15% of planted trees? How was the system designed for that?

    • Mourad Tellab

      Feb 15, 2017 at 2:06 pm

      Hi Pierre, thank you for your message. The person who picked up the trays at the end of each row was also the person who supplied the trays for the entire crew. That way we didn’t have to go back to the truck every time and could plant more as a group… No one was on an hourly rate therefore everyone’s salary was linked to their performance. So it was also an incentive for him to have the team do well. If the crew did well, he would earn good money. If the crew didn’t, he wouldn’t.

  2. Allison Martin

    Feb 2, 2017 at 1:18 pm

    Fantastic read. Thanks so much for sharing!

    • Mourad

      Feb 3, 2017 at 3:31 pm

      Thank you for your message Allison, happy you liked it!

  3. Stefanie

    Feb 2, 2017 at 7:45 am

    Great reminders! I think there’s a lot of truth in the 4 points.
    I learned that when hiring people, you really need to focus not only on their technical skills but also on their mindset and make sure it’s compatible with your philosophy. I love Blair Singer’s concept of the Code of Honor. If you don’t have one, people will play by their own rules and probably bring mediocrity and excuses into your company.

    • Mourad

      Feb 3, 2017 at 3:32 pm

      Thank you for your comment Stefanie 🙂 I very much agree with you, I’d take a solid mindset and values over a solid business plan any day.

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Your email address will not be published. Required fields are marked *

Success Advice

4 Reasons Why You Shouldn’t Quit Your Day Job for Your Creative Ventures

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building a side business
Image Credit: Unsplash

If you’ve spent anytime online you’ve no doubt come across people like this: “Hi there, I’m Timothy Moneybags and I made a million dollars from my best-selling novel after I quit my job and pursued my dream of becoming a writer!”

While many of these stories are true and can definitely be motivational, this idea that quitting your job is synonymous with finding creative success is just not true. Plenty of people have quit their jobs to become writers and ended up not making a dime, we just don’t hear their stories because they’re probably too embarrassed to share them.

Similarly, stories of people who keep their day jobs, pursue their dreams and find their own personal success don’t seem to be heard as often either for a different reason: It’s not as sexy as someone dropping everything to venture into the unknown.

While it might not sell as well in a Facebook Ad, there are plenty of practical reasons why you should keep your day job if you’re planning on pursuing a creative venture that could replace your income.

Here are 4 reasons why you shouldn’t quit your day job for your creative ventures:

1. Steady Income Means Less Stress

It can be insanely stressful knowing that your creative venture will be 100% responsible for feeding yourself and your family. In a lot of ways, this stress can drain the enjoyment you normally had with your project due to it having to make you money at all costs. Eventually, you’ll find your motivation to try something new becomes stagnant as your fear of disrupting the stability that you’ve built yourself pulls you back to what’s familiar.

If you keep your day job, then you won’t have to worry if your branching out causes your project to fall flat on its face because your bills are already covered. While it’s obviously possible to build something on the side that does sustain you, the idea that you have to quit your job right away, stress out to the point of losing sleep, and then hopefully find success is silly.

You can still work your day job and work on your creative projects at the same time, and keeping a steady source of income will help free you up to explore your passions even if they don’t make you any money.

“There is no downside to a side hustle. There are only benefits to building more than one source of income. A side hustle is the new job security.” – Forbes

2. You Have More Time Than You Think to Hustle

This notion that there isn’t enough time during the day to work on your side project is just not a great excuse. Just ask Gary Vaynerchuk, who systematically has his entire day planned down to the minute. If this man is able to fit an insane amount of time doing what he loves into his schedule every day, you can fit, at minimum, a few minutes in your day to work on your passion.

While, practically speaking, you would have a lot of time in your day if you did quit your job, just look at how you spend the free time that you currently have. Are you pursuing your passion or are you watching Netflix? If you’re like me, you’re probably spending too much time staring at a screen rather than hustling.

If you begin monitoring what you do during your free time, you’ll quickly realize that you do, in fact, have time throughout the week to work on your passion. Over time, you’ll see the time you put into your projects will stack up and you’ll be glad you spent those few hours out of the week working versus watching the latest episode of Grey’s Anatomy.

3. You Have a Backup if Things Don’t Work Out

Let’s be frank: your creative venture could completely fail to make you a dime. The question is, will you still have a way to pay the bills if this happens? As mentioned already, having a steady source of income means less stress for you and a safety net in case your passion doesn’t “stick” in the marketplace of ideas.

Your day job, no matter how boring it may be, provides you with necessary stability that a creative venture might not have right away. So, don’t give in to the romantic notion of quitting your job to “pursue your dreams” if you don’t have that stability quite yet unless you’re willing to take this unnecessary risk.

Be practical, and ensure that your bills have a way to be paid and your family has a person at the helm of their future that is both prepared and stable.

“Quitting a job doesn’t jump-start a dream because dreams take planning, purpose and progress to succeed. That stuff has to happen before you quit your day job.”

4. You’re Free to Experiment Without Worrying About Monetization

As Hugh MacLeod puts it in his book “Ignore Everybody: And 39 Other Keys to Creativity”, passion projects should be looked at as a separate thing from your 9-to-5 job. The reason being is there isn’t pressure to perform a certain way in order to make money. Instead, the creative person is free to explore different avenues without fear of their project not putting food on the table.

One could argue that this is also why a lot of musical artists come out with songs that sound almost identical to the last song they made. Since the last song sold very well, and they want to continue making a profit off of their art, they’ll take a sort of “conveyor belt” approach to their music and not deviate from the formula that works for them.

While there are definitely fantastic songs produced this way, there’s a kind of commercialism that stains the once hungry and experimental artist before they began profiting off their art, and one could argue that their art suffers because of it.

If one keeps their income generator separate from the creative venture they enjoy, they’ll find the venture to be more satisfying to the soul rather than their bank account.

The best approach, in my mind, is to take a “come what may” approach with your creative ventures when it comes to making money. If you earn anything from it, that’s great! However, don’t let money be the main focus or your artistic expression could be compromised.

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Success Advice

10 Confronting Reasons Why People Don’t Reach Their Goals

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What is the incentive for attaining your full potential and realizing your goals? Why do some people seem to achieve more than others despite having the same time and resources availed to them? The devil is in the details, and this is especially true when it comes to accomplishing your goals or not.

If you’ve ever felt like you’re stuck in the same spot for weeks, months or years now and are not accomplishing much; it might be time for you to assess yourself with the following ten truths.

1. You Lack Self-Confidence

One of the biggest reasons why people fail is because they don’t believe in themselves. Belief is actually a trained function, therefore the deeper you condemn yourself to the rut of self-doubt, the harder it is to come out of it. Our past has a lot to do with how we view our own abilities.

Maybe you just landed a new job or transferred to a new school and are now meeting new people who seem much smarter or more accomplished than yourself. It is often said that battles are won long before they are ever fought, and a lack of self-confidence will cause a reverse effect in accomplishing your goals. Don’t doubt yourself and miss a crucial opportunity in the process.

2. You Always Make the Same Mistakes

This is simply about accountability. If, say you were fired from your dream job because of always showing up late and happened to land another job where soon after you began you made the same mistake, you just dig your own grave. The thorough self-assessment is a crucial part of achieving your goals. You won’t get to the gym and achieve success if you are always oversleeping, or overeating. The same applies to any other dream that you may possess, so work hard and do anything that is possible.

3. You’re Averse to Taking Risks

Risk taking isn’t just limited to those who are looking to go into business or for savvy entrepreneurs. It directly applies to every aspect of our daily lives. How many of us keep that 9 to 5 job that we hate only because we are afraid of taking a plunge and following our passions?

There are a million reasons why you shouldn’t take that risk, after all, bills have to be paid, and there’s a 401k to contribute to, right? But there’s one greater reason why you should take that risk: your dreams lie in wait. Start that business, go on that trip or try out that relationship. You never know what tomorrow might bring, so do not hesitate and take risks.

“Most people fail in life not because they aim too high and miss, but because they aim too low and hit.” – Les Brown

4. Unwilling to Let Go of Productivity Killers

One of the ridiculous reasons (but true) why people can’t have what they want is the fact that they can’t let go of habits that take up valuable time. Facebook posts, Insta selfies and a whole lot of Netflix-&-Chill might make the whole day down the drain. A global study conducted by B2X also reports that Millennials are spending more than 25% of their day on smartphones, thoroughly diminishing their productivity and bearing a hindrance on them achieving their goals. So, put aside all of the unneeded and pointless activities – it takes too much time!

5. It’s Just Not as Easy as You Thought

Starting is the most important part, but constantly grinding and working on it is even more important to become successful. We often see the glitz on media with stories of overnight successes and folks who hit the jackpot with their ideas. What we don’t see is the pain, sweat, tears and rejection that took up the biggest chunk of the grind.

If it were that easy, it would be worthless. Along the way, you are bound to feel tired, uninspired, depressed, on the verge of giving up even. However, try to find ways of keeping motivated by learning a new skill, meditating, reading etc. Failure is a critical part of succeeding, and you have to embrace it and learn from it.

6. You’re Not Surrounded with Ambitious People

The people around us have a huge impact on how we utilize our time, how we think and the kind of goals we set for ourselves. Tom Mendoza, a brand contributor on Forbes, tackles this subject well by talking about the key qualities of the company he keeps and how it helps him grow. That old musing about being the average of the 5 people we spend the most time with couldn’t be truer.

7. Folks Who Don’t Reach Their Goals Because They Failed Before

This is probably the biggest reason why people don’t accomplish their goals. According to Fundera, about 20% of businesses fail in the first year. Does this mean the other 80% don’t face the same obstacles or they have a magic formula for victory? No, it just means that they managed to get themselves together and try again. The reason people can’t have everything they want is because they want everything `here and now`, but they don’t realize that failure is imminent and is the only sure road to the victory.

8. You Lack Vision and Never Take Action

Biagio Sciacca tackles the subject of a visionary mindset quite well in his blog article on how the boundaries of manifestation are limited by our own perception. He emphasizes with a personal story how everything that we see and interact with starts with a single idea in mind. A vision is not just a vague wish or some random fairy-tale hope, it is the fuel that drives your passion and every meticulous piece of work that you put in. Goal setting provides the big picture perspective on what and why you are doing something.

“Most people fail, not because of lack of desire, but because of lack of commitment.” – Vince Lombardi

9. Thinking They Lack Enough Time to Achieve Their Goals

A good number of folks don’t believe they can accomplish their dreams with the time they have left. If you’ve watched “The First Grader” you’ll get all the motivation you need. The story of an 84-year-old who goes back to school to attain a life-long desire to be learned is enough to make you think twice about giving up on your own ambitions. So it is never too late to do something you like, give yourself a try.

10. You Will Succeed Only If You Do It This Way

Living by others’ limitations and the boundaries they set for you is one sure way to box yourself in from your goals. You’ll only get more tired, frustrated and demotivated in the long run. People impose their limitations on you because they don’t want you to succeed or because they have fears about their own abilities and personal failures to deal with. Achieving your goals means silencing those critical voices and having faith in your own way of doing it. Your biggest motivation should be to do it for the people who want to see you fail.

In most of the cases, people shield themselves from success. So, don’t let anything hold you back from any goal you’ve ever set for yourself and always try your best.

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Success Advice

Stop Replying To Everyone.

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Many of you are running around like mad trying to manage your time. You’re reading productivity hacks, taking cold showers and waking up at 5 am.

You’re doing all of this because you want more time to do what you love.

Let me hit you in the face with one technique that has allowed me to win back time, so I can do what I love.

Stop replying to everyone…

You get emails asking you to do stuff.
You get asked to do an intro.
You get asked to speak at an event for free about your area of expertise.

Here’s the problem:
YOU KEEP RESPONDING TO EVERY REQUEST OF YOUR TIME.


What’s the answer?

The answer is really simple like everything I write. Are you ready?
Stop replying to everyone.

I learned this technique the hard way. When I was looking to interview entrepreneurs in 2014 about their story and share it in the form of a blog post, I didn’t get many replies.

I’d email very successful people who have achieved the impossible and get nothing.

Radio silence.
Donuts.


Why don’t your idols respond to requests for their time?

There’s many reasons.

  1. They have too many requests and could never humanly answer every single one.
  2. They have limited time and can’t fit everybody into their schedule.

The second reason is the most important. Your idols don’t respond because that’s their way of saying no.


No response is the best response.

By responding to every request of your time, you go down the rabbit hole of endless back and forth conversations.

Let me illustrate this point with a short story.

A US startup approached me on LinkedIn and asked me to advise them on their social media strategy. They offered me equity in return for my expertise.

The product was not something that aligned with who I am, and I was heading off to Europe on holidays and had no time to draft a proper reply.

I sent no response to their request.
They messaged me a second time.
I sent no response to their request.

Then, I got sucked into responding. I felt my moral compass telling me to reply and tell them no. On top of that, the startup had a very well known person in the social media industry join them. FOMO kicked in.

I replied and that’s where everything went wrong.

Once I replied to the request I got daily reminders and emails with pitch decks trying to convince me why they were the one startup who could beat Instagram. The claims of how much traction they had got more and more ridiculous.

“Eventually, a simple request of my time turned into a daily debate”

They wouldn’t leave me alone. I began to regret my stupidity for responding in the first place.

If a request of your time doesn’t resonate with you, and you don’t feel like saying “Fuck Yes” when presented with an opportunity, say NO.

Don’t be tempted by a request of your time. 
Say no.


Not replying is what works.

People generally give up after one email or direct message asking for your time. I’ve tested this theory a lot and it has almost always turned out to be true.

As soon as you reply, you become like a lawyer in the High Court trying to defend someone who is accused of murder. Your time is yours. You only get one life.

“You don’t need to justify yourself, your time, or your goals to anybody”

YOU HEAR ME? NOBODY!

The way you win back time and make room for what’s important to you is to fight the temptation to reply to every request that comes your way.

Quit giving away your time like free balloons at a car expo.


You end up making up lies.

The problem with replying to every request of your time is you can end up making up lies to get out of doing something. Or you may end up exaggerating or putting forward excuses that aren’t entirely true.

This causes even more problems for you because if the requester knows people within your network, they may find out you’re not being honest.

Why construct a grand plan that takes more of your time to respond to a request?

It’s easier to say nothing at all.


Silence says it all.

Smart people who ask you for stuff will know that after a week, if you haven’t responded, you’re probably not interested.

Silence is the best response. After all, if someone really wants you to do something they’ll chase you, they’ll follow you up and they may get a mutual connection to intro them to you.

Many pitches and requests are poorly written or incredibly selfish.

Fight back with silence. Don’t reply. Stop replying.


You’re not missing anything.

The temptation to respond can also be caused by the fear that you’re missing out.

Maybe someone is contacting you to fund your idea.
Maybe something you wrote is going to be published in the New York Times.
Maybe the request will lead you to direct a Hollywood Movie.

All of these false ideas are what’s causing you to respond to everybody.You’re worried you could miss the jackpot or your lucky break.

The harsh truth is that these opportunities are earned through hard work.Genuine opportunities that will excite you are clearly articulated and your gut feeling will guide you better than you think.

You’re not going to miss out on winning an Oscar for a movie you made because you didn’t reply to an email”


Not replying isn’t rude.

We feel we must reply to every request of our time. We have a fear that we will be accused of being rude.

This belief is false also. There’s nothing rude about not replying. We all get lots of emails and messages online and we can’t answer them all. People will understand when you don’t reply. If they don’t understand then that’s a problem with them, not you.

Don’t feel you have to reply out of politeness.

<<<>>>

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

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Success Advice

Practice These 4 No’s for Greater Success

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In much of the success literature and in the applied motivational literature that is developed today, the explicit suggestions contained within are to practice certain behaviors for a certain outcome. So, you may see information with titles such as, “Do these four things for greater happiness”, or, “Perform the seven steps every morning for more focus”.

Not only am I a large proponent of these quick and distilled attributes of behavior change to bring about greater levels of whatever the outcome should be, I am also an author of a great many of them. The notion of cause and effect is explicit in applied motivation. If you want to change and affect then do not work on the effect directly, work on the cause that will invariably change the outcome.

So many of us try to psychologically bully our conscious mind into various effects, when all we really need to do is understand the causes. Thoughts drive behavior. If you change the thought the behavior must change. But can you increase your level of overall well-being by NOT doing certain things? And I know the answer is yes. It all begins with a shift in our perception and the thought process.

“If you realized how powerful your thoughts are, you would never think a negative thought.” – Peace Pilgrim

Here are four NO’s that you may want to stop practicing. And by virtue of not doing these things you will have more mental room, and idea space between your positive notions for greater levels of contentment and well-being.

1. There are no justified discontentment’s

If the laws of cause and effect, and the law of attraction hold true, then we are where we are right now by virtue of our past behaviors, which are a direct result of our past beginning. So don’t be mad over your current situation, you created it! If you want to be happy, change it! But don’t just sit there and bask in your discontentment; bring about the necessary changes that you require.

In the words of James Ray, “a person of power embraces challenges and complete gratitude. No matter the situation life may bring, discontent is never justified, but rather all is experienced as an opportunity and privilege to adventure and grow.”

2. There are no justified excuses

The present is a doorway that balances past events with future circumstances. When we begin to fully grasp the idea that there is no dress rehearsal, we are on Broadway; that there is no scrimmage, today we are in the Super Bowl, we begin to realize that our life is a series of micro adjustments and that we are in total and complete control over them. Instead of wasting time making excuses for poor decisions, spend that time in fine-tuning future decisions to make up for those poor decisions of the past.

3. There are no justified complaints

We complain about a situation for one of two reasons. One, to elicit pity from another and, two, to transfer the issue we are complaining about to somebody else. Either behavior is destructive to the current personal relationship and will only serve to undermine future transactions with that individual.

Be a person of higher self-esteem; handle your issues in silence then speak to another individual about your successful outcomes. By doing so, you have altered your focus on a positive outcome instead of our negative conditions. By the way, there is always a successful outcome! If you can find it, look deeper, it’s there!

“Champions never complain, they are too busy getting better.” – John Wooden

4. There are no justified resentments

None, zip, zilch, zero! That person that borrowed $500 off you and never paid you back, forgive them. That significant other that dropped you like a hot coal just when you needed them the most, forgive them. That business partner that screwed you to the wall and caused you to lose a vast amount of money, forgive them. Remember, forgiveness is not about them, it’s about you. By letting go of the resentments that you have toward other people you open yourself up to the endless possibilities of bountiful manifestations that can occur because of your positive attitude and constructive optimism.

Think of these four big No’s! Number them, with number one being the one which you practice and think about the most. Then answer the following questions:

  • What can I do to alter this behavior and/or thought process?
  • What situations do I encounter and lead me in this behavior and/or thought process?
  • Can I avoid those situations?
  • If so, am I willing to avoid those situations?

Then do that with the second the third and the fourth big No’s. What will happen after enough time is that you will no longer be looking for situations to offend you, rather you will begin to open up to the possibilities of what the world and the universe have to offer you in a positive, enthusiastic, and engaging light.

I look forward to your comments, opinions, and suggestions. Please feel free to write them below.

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