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Kim Kiyosaki’s Advice For A Successful Life

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The highly successful business woman and wife of Robert Kiyosaki, “Mrs. Kim Kiyosaki” shares her valuable advice for success in life and in the business world. Kim just jumped off her “Live Rich Dad Q&A Chat” to answer a handful of bugging questions from her followers and fans. Kim Kiyosaki started the Q&A with explaining the importance of finding communities of people with similar goals, passions and drive.

Here is some more golden advice from the beautiful and remarkably successful, Kim Kiyosaki.

 

 

Kim Kiyosaki’s Advice

 

1. How to present a deal to a lender or investor?

There is a rule that says “Money follows management.”

And there are 3 things that you have to keep in mind when bringing an offer to the table.

1. Project
You have to have a great project, what is the investment?

2. Partners
Who are your partners, who are the people who are going to make this happen?

3. Management
Experiences, have they done this type of investment before?

 

2. Staying  away from the debt trap?

Good Debt: Buying a duplex rental property, putting down 15 – 25%, the money you borrow is good debt, after you pay off your loan you end up with cash-flow.

Bad Debt: When you are using money out of your own pocket.

Look for the investments with good cash flow. I would borrow money all day long if it will bring in good cash flow.

The trick is to always have someone else pay for your debt.

 

3. The most important habits that will change your life?

Pay yourself first: With every $1 that comes in the household, take 30% off the top, 10% could go to your investment account, 10% to your savings and %10 to a charity.

Pay yourself for your future first. Get into a habit of doing it with every single Dollar, Pound, Peso, Euro whatever it is.

When I bought my very first property in 1989, part of the money that we had was from that investment account. It’s really tough in the beginning if you are struggling to get by but it will pay off in the long run.

You have to make it a habit to take some percentage off the top.

Today Robert and I practice the same habit except now it is 80% off the top.

 

4. What you can do to think like a millionaire?

One thing Robert and I do is have a plan before we have the money, we have investments prepared for where that money is going to go to. . Right now I am looking at Real Estate deals, we are constantly moving that money, especially when the banks are paying 0.3% interest.

We just bought a liability a vacation house in carolina, first thing we asked how much is it going to cost every month. We found an investment, in the oil and gas industry and right now that investment is paying for our vacation house.

Years ago Robert wanted a new Porsche, he asked me what I though and I said “sure, as long as we can find an asset to pay for it. S we found a mini storage that we leased out and it paid for the Porsche. We still have the Porsche and the mini storage was sold and invested it into an investment building we own today.

If you don’t take action, actively looking, actively making mistakes then nothing is going to happen.

We have to financially take care of ourselves. The government won’t take care of you, they are in it for themselves.

 

5. How to deal with down days

The purpose of a business is to solve problems.

When things really go bad. When I really have a big problem. I have a mantra that I live by, the mantra is: “Something good is going to come out of this mess.” Robert and I have gone through some messes in the past and even recently. When we had to let go of one partner we got 2 fantastic partners which we have today.

Donald Trump said something once, when he was 900 Million dollars down. In an interview someone asked Donald, “Don’t you worry at night?” Donald Trump said:

Worry, who worries?, I take action on things that I can take on, and forget about the other things that I have no control over.

 

6. How to deal with male counterparts In the business world

I never had a problem dealing with Men. If you are smart with your money the world doesn’t care if you are male or female.

The argument is that a lot of strong business women may come across rude or bitchy if they stand their ground in business, and in a mans case, they may be seen as smart. It’s almost like successful business women have a trade-off of being successful with being liked.

Just because you have to lay down the law why do you think of it as rude or bitchy just because it is a woman?

A lot of women say its tough in a mans world, that’s just an excuse, If you don’t like where you are then change your environment.

When it comes to money, a lot of people say they don’t have the money, if you want to get started, you have to get creative to find the money. In that process, a lot of people don’t take action until they are pressed up against the wall, create your own wall, find the investment and make it happen.

Steve Jobs once said:

“You have to be passionate about what you do.”

Passion is what will keep you going when you hit that wall. A lot of women wont take that first step because they haven’t found their reason why, their passion.

 

An Inspirational Picture Quote By Kim Kiyosaki

Kim Kiyosaki Picture Quote

 

I am the the Founder of Addicted2Success.com and I am so grateful you're here to be part of this awesome community. I love connecting with people who have a passion for Entrepreneurship, Self Development & Achieving Success. I started this website with the intention of educating and inspiring likeminded people to always strive for success no matter what their circumstances. I'm proud to say through my podcast and through this website we have impacted over 200 million lives in the last 10 years.

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But here’s the truth: there’s no success without sacrifice. You’ll need to give up comfort, excuses, and sometimes even social approval to accomplish your goals.

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1. Take Short Breaks After Finishing a Task

Psychology shows it’s important to reward positive behaviour.

After completing a big task or finishing a book, take five minutes to walk, stretch, or simply breathe. This quick reset helps your brain recharge and strengthens focus.

Many great writers swear by morning walks, solitude, and reflection can unlock creativity.

But if you refuse to take breaks, don’t be surprised when burnout hits. Your brain needs recovery time just as much as your body does.

2. Schedule Your Most Important Tasks First

Multitasking kills productivity. If you want to get more done, try time blocking, a method where you dedicate set periods for specific tasks.

Productivity expert Caitlin Hughes explains, “Time blocking involves scheduling blocks of time for your tasks throughout the day.”

For example, if you’re a writer:

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  • Write your first draft in the morning (don’t worry if it’s rough).

  • Edit in the afternoon, great writing comes from rewriting.

You can’t buy more time. Use it intentionally and without regret.

3. Eliminate Distractions from Your Workspace

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According to Inc. Magazine, it takes an average of 23 minutes to recover from a distraction. That’s nearly half an hour of lost productivity every time you check your phone.

Put your phone away. Close unnecessary tabs. And yes, limit your Netflix binges.

Meeting deadlines consistently is one of the fastest ways to stand out and earn respect.

4. Take Full Responsibility for Your Life

Entrepreneur Derek Sivers once said, “Everything is my fault.”

This mindset doesn’t mean self-blame; it means self-ownership. Stop pointing fingers, making excuses, or waiting for others to change.

If your habits (like smoking or drinking too much) hold you back, it’s time to make better choices. Your friends can’t live your dreams for you; only you can.

5. Invest an Hour a Day in Learning New Skills

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Whether you read books, take online courses, or practise a craft, consistent learning gives you a competitive edge.

I used to struggle with academic writing, but I improved by studying the work of great authors and applying what I learned.

Your past doesn’t define you; your actions do. Every new skill adds another tool to your arsenal and makes you more unstoppable.

6. Develop a Growth Mindset

Psychologist Dr. Carol Dweck introduced the concept of fixed vs. growth mindset.

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Creative professionals who understand marketing and sales have an unfair advantage.

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Confidence doesn’t come from shouting affirmations into the mirror; it comes from proof. Doing hard things, keeping promises to yourself, and following through.

When you consistently take action, your brain gathers evidence that you can handle whatever comes next. That’s real confidence, grounded, earned, and unshakable.

10. Focus on Your Strengths

Your strengths reveal where your greatest impact lies.

If people compliment you on something often, it’s a clue. Lean into it.

A former professor once told me I was creative, and that simple comment gave me the confidence to go all in. I studied creativity, applied it daily, and turned it into my career advantage.

Double down on your strengths. That’s how you build momentum and mastery.

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Your beliefs shape your reality.

For years, I believed I couldn’t be a great writer because of my chronic tinnitus and astigmatism, sensory challenges that made concentration difficult. But over time, I realised those struggles made me more disciplined, observant, and empathetic.

Your limitations can become your greatest motivators if you let them.

Avoid shortcuts. Growth takes time, but it’s always worth it.

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You don’t need to overhaul your life overnight. Start small: take a break after your next task, schedule your priorities, or spend one hour learning something new.

Every habit you change compounds into long-term success. Remember, true change comes from practising new behaviours.

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