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Success Advice

Asia’s Richest Man “Li Ka-Shing” Shares Advice For Young Entrepreneurs

Joel Brown (Founder of



Li Ka-Shing Billionaire Richest Advice For Success

Asia’s richest man Li Ka-Shing with a net worth of $31.9 Billion teaches you how to buy a car and house within five years.

“Suppose your monthly income is only 2,000 RMB, you can live well. I can help you put money into five sets of funds. The first $600, second $400, third $300, fourth $200, fifth $500.”


First set of funds:

The first set of funds is used for living expenses. It’s a simple way of living and you can only
be assigned to less than twenty dollars a day.

  • A daily breakfast of vermicelli, an egg and a cup of milk.
  • For lunch just have a simple set lunch, a snack and a fruit.
  • For dinner go to your kitchen and cook your own meals that consist of two vegetables dishes and a glass of milk before bedtime.

For one month the food cost is probably $500-$600. When you are young, the body will not have too many problems for a few years with this way of living.


Second set of funds:

To make friends, expand your interpersonal circle. This will make you well off. Your phone bills can be budgeted at 100 RMB. You can buy your friends 2 lunches a month, each at $150.

Who should you buy lunch for? Always remember to buy lunch for people who are more knowledgeable than you, richer than you or people who has helped you in your career. Make sure you do that every month. After one year, your circle of friends should have generated tremendous value for you. Your reputation, influence, added value will be clearly recognized. You’ll also enhance your image of being good and generous.


Third set of funds:

To learn. Monthly spend about 50-100 RMB to buy books. Because you don’t have a lot of money, you should pay attention to learning. When you buy the books, read them carefully and learn the lessons and strategies that is being taught in the book.

Each book, after reading them, put them into your own language to tell the stories. Sharing with others can improve your credibility and enhance the affinity. Also save up $ 200 per month to attend a training course. When you have higher income or additional savings, try to participate in more advanced training. When you participate in good training, not only do you learn good knowledge, you also get to meet like-minded friends who are not easy to come by.


Fourth set of funds:

Use it for holidays overseas. Reward yourself by traveling at least once a year. Continue to grow from the experience of life. Stay in youth hostels to save cost. In a few years you would have travelled to many countries and have different experiences. Use that experience to recharge yourself so that you’ll continually have passion in your work.


Fifth set of fund:

Invest. Save the $500 in your bank and grow it as your initial startup capital. The capital can then be used to do a small business. Small business is safe. Go to wholesalers and look for products to sell. Even if you lose money, you will not lose too much money. However, when you start earning money, it will boost your confidence and courage and have a whole new learning experience on running a small business.

Earn more and you can then begin to buy long-term investment plans and get long-term security on your
financial wealth being of yourself and your families. So that no matter what happens, there will be adequate funds and the quality of life will not decline.

Well, after struggling for a year and if your second year salary is still 2,000 RMB then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favor and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that.

If your monthly income is at 3,000 RMB, you must still work very hard. You must try to find a part time job. It will be great to find part time sales jobs. Doing sales is challenging but it is the fastest way for you to acquire the art of selling and this is a very deep skill that you will be able to carry it for the rest of your career.

All successful entrepreneurs are good sales people. They have the ability to sell their dream and visions. You’ll also meet many people that will be of value to you in the later part of your career. Once you’re in sales, you will also learn what sells and what not.

Use the sensitivity of detecting market sentiments as a platform for running your business and in the identification of product winners in the future.

Try to buy minimal clothes and shoes. You can buy them all you want when you’re rich. Save your money and buy some gifts for your loved ones and tell them your plans and your financial goals. Tell them why you are so thrifty. Tell them your efforts, direction and your dreams.

Businessmen everywhere need help. Offer yourself to do part time for any kind of opportunities. This will help to hone your will and improve your skills. You will start to develop eloquence and soon, you’ll be closer to your financial goals.

By the second year, your income should be increased to at least 5,000 RMB. Minimum it should be 3,000 RMB. Otherwise you would not be able to keep up with inflation.

Li Ka-Shing Picture Quote



No matter how much you earn, always remember to divide it into five parts proportionately. Always make yourself useful. Increase your investment in networking. When you increase your social investment, expand your network of contacts, your income also grows proportionately. Increase your investment in learning, strengthen your self-confidence, increase investment in holidays, expand your horizons and increase investment in the future and that will ultimately increase your income.

Maintain this balance and gradually you will begin to have a lot of surplus. This is a virtuous circle of life plans. Your body will start to get better and better as you get more nutrition and care.

Friends will be aplenty and you will start to make more valuable connections at the same time. You will then have the conditions to participate in very high-end training and eventually you’ll be exposed to bigger projects, bigger opportunities. Soon, you will be able to gradually realize your various dreams, the need to buy your own house, car, and to prepare an adequate education fund for your child’s future.

Life can be designed. Career can be planned. Happiness can be prepared. You should start planning now. When you are poor, spend less time at home and more time outside. When you are rich, stay at home more and less outside. This is the art of living. When you are poor, spend money on others. When you’re rich, spend money on yourself. Many people are doing the opposite.

When you are poor, be good to others. Don’t be calculative. When you are rich, you must learn to let others be good to you. You have to learn to be good to yourself better. When you are poor, you have to throw yourself out in the open and let people make good use of you. When you are rich, you have to conserve yourself well and don’t let people easily make use of you. These are the intricate ways of life that many people don’t understand.

When you are poor, spend money so that people can see it. When you are rich, do not show off. Just silently spend the money on yourself. When you are poor, you must be generous. When you are rich, you must not be seen as a spendthrift. Your life would have come full circle and reach it’s basics. There is tranquility at this stage.

There is nothing wrong with being young. You do not need to be afraid of being poor. You need to know how to invest in yourself and increase your wisdom and stature. You need to know what is important in life and what is worth investing in. You also need to know what you should avoid and not spend your money on. This is the essence of discipline. Try to avoid spending money on clothing but buy a selective number of items that has class. Try to eat less outside. If you were to eat outside, do make sure you buy lunches or dinners and foot the bill. When buying people dinner, make sure you buy dinners for people who have
bigger dreams than you and works harder than you.

Once your livelihood is no longer an issue, use the remainder of your money to pursue your dreams. Spread your wings and dare to dream! Make sure you live an extraordinary life!
English Translation by: Edmund Ng (CeoConnectz) Thanks Ed!

There are many people who are struggling to make ends meet. It doesn’t matter if they are rich or they are poor. There are lessons for all to learn from Li Ka Shing.

I am the the Founder of and I am so grateful you're here to be part of this awesome community. I love connecting with people who have a passion for Entrepreneurship, Self Development & Achieving Success. I started this website with the intention of educating and inspiring likeminded people to always strive for success no matter what their circumstances.I'm proud to say through my podcast and through this website we have impacted over 200 million lives in the last 10 years.



  1. Raye Mayhorn

    Nov 17, 2015 at 1:03 pm

    It’s 5:30 am, I was searching for some morning inspiration and found it in this article. Take heed young people, this could be your story years from now. At 61, I’m addicted to success, what a Powerful thought. Thank you Joel!

  2. Neha Mehra

    Jan 27, 2015 at 11:44 am

    This is by far one of the best articles i have read so far..Each point mentioned in this article is simply amazing as well as appropriate..Investing in urself should always be first as compared to investing in others..

  3. sostenes

    Jan 20, 2015 at 8:44 am

    Nice article with well explanation and it has moved me as well but the currency would be better if they were all in USD coz like the RMB troubled mi a lot…thanks for MR Li kang Shing and Joel for sharing such an exclusive advice.

  4. Jeremias Calderon

    Jan 8, 2015 at 6:46 am

    It is really inspiring what i’ve learned from this article. Im a happy go lucky guy and a one day millionaire. It made me think many times on how i should spend my money better with the use of the word “responsibility” for your own sake in the future. Dream big! So Success will become big just follow your senses and it will gives you an impact of a good results in your life.

  5. J.K

    Dec 27, 2014 at 2:36 pm

    Humble and Hungry,..knowledge is valuable, AWESOME!

  6. Dragon chhay

    Dec 27, 2014 at 1:18 am

    Its great to learn more in global about the lower and the top range businessman idea.

  7. Chidinma Inspirations

    Dec 25, 2014 at 2:32 pm

    Honestly, I am truly inspired. This write up has changed my thoughts about so many things in life.
    Thank You For Sharing!

  8. kodwo Brogya

    Nov 29, 2014 at 10:03 am

    Thanks a lot for your inspiration,I really grateful

  9. Luis Reginaldo Medilo

    Nov 24, 2014 at 8:24 am

    Thank you Mr. Li Ka-Shing for sharing your valuable advice to aspiring entrepreneurs. And thanks to Joel and Edmund for sharing this article to us. These are very powerful and useful advice that are a million times better than what most personal development gurus tell us all the time. No BS, just helpful, actionable information.

  10. Ching

    Nov 19, 2014 at 6:19 am

    @ Issac All the currency within the article is mean to be in RMB. I believe this article provides an insight of the recommended use of the financial resources. How you want to allocate to suit your needs is up to you ^^

  11. Jarne

    Nov 15, 2014 at 1:59 pm

    The first set of funds is for food (30%). But where goes the house rent?
    Maybe this way of saving is only good for students who don’t have to pay rent…
    Can someone explain me? Would be really grateful! (I’m working on a “save money” app)

    • JoeBloh

      Nov 18, 2014 at 8:48 am

      In China and other Countries,
      I’m pretty sure that most people don’t live alone;
      They live with their families.

      Grand Parents, Mothers and Fathers and Kids, etc…
      ALL live in 1 Big House and Pool their resources.

      Most times, the house is already owned.

      Here in the U.S., once you’re 18, you’re expected to
      move-out and get your own house and car etc….
      To keep the Economy cycle rolling. It’s about money.

      I have Asian neighbors, and they ALL live in a Big House.

      All Asians I’ve ever known do that.

  12. Sean Brown Jr

    Nov 10, 2014 at 5:21 am

    this is so great! but a question, what about rent?

    • Shakil Ahmed

      Nov 11, 2014 at 6:34 pm

      That’s what I was thinking as well!

  13. Junriz

    Nov 9, 2014 at 3:03 pm


  14. david

    Nov 9, 2014 at 7:15 am

    hello,how to be generous when you are POOR…..

    • Dominic

      Nov 10, 2014 at 10:57 am

      being generous is not all about money. you can share your talents, or service in any form. But if you really want to share – help yourself first so you can give even more than service. Prayer – totally free but I believe could really help a lot. Cheer up – being poor is totally not an excuse. 🙂

  15. Alana

    Nov 8, 2014 at 8:12 am

    great GREAT article!

  16. Aljoscha Laschgari

    Nov 7, 2014 at 11:39 pm

    Thanks Joel, Edmund and Li Ka Shing for this helpful article!

    Greetings from Germany!

  17. Gabriel Do Carmo

    Nov 7, 2014 at 10:05 pm

    Wow this article is amazing! Its like reading a book based on ancient Chinese philosophy. I love it because its so simple and straight to the point

    Thanks Joel !

  18. Alex

    Nov 7, 2014 at 7:31 pm

    This article is going to change my life. I wrote down, in my own words, what I’m going to do with that money, but this man gave me the baseline of what I need to do to ultimately succeed. It all makes sense. Thank you so much!

  19. Nathan

    Nov 7, 2014 at 1:54 pm

    This has got to be one of THE BEST articles I’ve read on addicted2succes. I will be sure to keep a copy of this article and read again to keep myself focused next year.

  20. Isaac Keletso Tsotetsi

    Nov 7, 2014 at 5:42 am

    this article is very powerful and useful for a student like me…I gross an income of 2500 RMB on monthly basis…but i dont understand why some parts of the article’s currency is written in dollars..wasnt supposed to be written in RMB because when I convert,it is way more than the allocated funds…can somebody explain please…

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