Success Advice
Kim Kiyosaki’s Advice For A Successful Life
The highly successful business woman and wife of Robert Kiyosaki, “Mrs. Kim Kiyosaki” shares her valuable advice for success in life and in the business world. Kim just jumped off her “Live Rich Dad Q&A Chat” to answer a handful of bugging questions from her followers and fans. Kim Kiyosaki started the Q&A with explaining the importance of finding communities of people with similar goals, passions and drive.
Here is some more golden advice from the beautiful and remarkably successful, Kim Kiyosaki.
Kim Kiyosaki’s Advice
1. How to present a deal to a lender or investor?
There is a rule that says “Money follows management.”
And there are 3 things that you have to keep in mind when bringing an offer to the table.
1. Project
You have to have a great project, what is the investment?
2. Partners
Who are your partners, who are the people who are going to make this happen?
3. Management
Experiences, have they done this type of investment before?
2. Staying away from the debt trap?
Good Debt: Buying a duplex rental property, putting down 15 – 25%, the money you borrow is good debt, after you pay off your loan you end up with cash-flow.
Bad Debt: When you are using money out of your own pocket.
Look for the investments with good cash flow. I would borrow money all day long if it will bring in good cash flow.
The trick is to always have someone else pay for your debt.
3. The most important habits that will change your life?
Pay yourself first: With every $1 that comes in the household, take 30% off the top, 10% could go to your investment account, 10% to your savings and %10 to a charity.
Pay yourself for your future first. Get into a habit of doing it with every single Dollar, Pound, Peso, Euro whatever it is.
When I bought my very first property in 1989, part of the money that we had was from that investment account. It’s really tough in the beginning if you are struggling to get by but it will pay off in the long run.
You have to make it a habit to take some percentage off the top.
Today Robert and I practice the same habit except now it is 80% off the top.
4. What you can do to think like a millionaire?
One thing Robert and I do is have a plan before we have the money, we have investments prepared for where that money is going to go to. . Right now I am looking at Real Estate deals, we are constantly moving that money, especially when the banks are paying 0.3% interest.
We just bought a liability a vacation house in carolina, first thing we asked how much is it going to cost every month. We found an investment, in the oil and gas industry and right now that investment is paying for our vacation house.
Years ago Robert wanted a new Porsche, he asked me what I though and I said “sure, as long as we can find an asset to pay for it. S we found a mini storage that we leased out and it paid for the Porsche. We still have the Porsche and the mini storage was sold and invested it into an investment building we own today.
If you don’t take action, actively looking, actively making mistakes then nothing is going to happen.
We have to financially take care of ourselves. The government won’t take care of you, they are in it for themselves.
5. How to deal with down days
The purpose of a business is to solve problems.
When things really go bad. When I really have a big problem. I have a mantra that I live by, the mantra is: “Something good is going to come out of this mess.” Robert and I have gone through some messes in the past and even recently. When we had to let go of one partner we got 2 fantastic partners which we have today.
Donald Trump said something once, when he was 900 Million dollars down. In an interview someone asked Donald, “Don’t you worry at night?” Donald Trump said:
“Worry, who worries?, I take action on things that I can take on, and forget about the other things that I have no control over.“
6. How to deal with male counterparts In the business world
I never had a problem dealing with Men. If you are smart with your money the world doesn’t care if you are male or female.
The argument is that a lot of strong business women may come across rude or bitchy if they stand their ground in business, and in a mans case, they may be seen as smart. It’s almost like successful business women have a trade-off of being successful with being liked.
Just because you have to lay down the law why do you think of it as rude or bitchy just because it is a woman?
A lot of women say its tough in a mans world, that’s just an excuse, If you don’t like where you are then change your environment.
When it comes to money, a lot of people say they don’t have the money, if you want to get started, you have to get creative to find the money. In that process, a lot of people don’t take action until they are pressed up against the wall, create your own wall, find the investment and make it happen.
Steve Jobs once said:
“You have to be passionate about what you do.”
Passion is what will keep you going when you hit that wall. A lot of women wont take that first step because they haven’t found their reason why, their passion.
An Inspirational Picture Quote By Kim Kiyosaki
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In workplaces around the world, there’s a growing gap between employers and employees and between superiors and their teams. It’s a common refrain: “People don’t leave companies, they leave bad bosses.”
While there are, of course, cases where management could do better, this isn’t just a “bad boss” problem. The relationship between leaders and employees is complex. Instead of assigning blame, we should explore practical solutions to build stronger, healthier workplaces where everyone thrives.
Why This Gap Exists
Every workplace needs someone to guide, supervise, and provide feedback. That’s essential for productivity and performance. But because there are usually far more employees than managers, dissatisfaction, fair or not, spreads quickly.
What if, instead of focusing on blame, we focused on building trust, empathy, and communication? This is where modern leadership and human-centered management can make a difference.
Tools and Techniques to Bridge the Gap
Here are proven strategies leaders and employees can use to foster stronger relationships and create a workplace where people actually want to stay.
1. Practice Mutual Empathy
Both managers and employees need to recognize they are ultimately on the same team. Leaders have to balance people and performance, and often face intense pressure to hit targets. Employees who understand this reality are more likely to cooperate and problem-solve collaboratively.
2. Maintain Professional Boundaries
Superiors should separate personal issues from professional decision-making. Consistency, fairness, and integrity build trust, and trust is the foundation of a motivated team.
3. Follow the Golden Rule
Treat people how you would like to be treated. This simple principle encourages compassion and respect, two qualities every effective leader must demonstrate.
4. Avoid Micromanagement
Micromanaging stifles creativity and damages morale. Great leaders see themselves as partners, not just bosses, and treat their teams as collaborators working toward a shared goal.
5. Empower Employees to Grow
Empowerment means giving employees responsibility that matches their capacity, and then trusting them to deliver. Encourage them to take calculated risks, learn from mistakes, and problem-solve independently. If something goes wrong, turn it into a learning opportunity, not a reprimand.
6. Communicate in All Directions
Communication shouldn’t just be top-down. Invite feedback, create open channels for suggestions, and genuinely listen to what your people have to say. Healthy upward communication closes gaps before they become conflicts.
7. Overcome Insecurities
Many leaders secretly fear being outshone by younger, more tech-savvy employees. Instead of resisting, embrace the chance to learn from them. Humility earns respect and helps the team innovate faster.
8. Invest in Coaching and Mentorship
True leaders grow other leaders. Provide mentorship, career guidance, and stretch opportunities so employees can develop new skills. Leadership is learned through experience, but guided experience is even more powerful.
9. Eliminate Favoritism
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10. Recognize Efforts Promptly
Recognition often matters more than rewards. Publicly appreciate employees’ contributions and do so consistently and fairly. A timely “thank you” can be more motivating than a quarterly bonus.
11. Conduct Thoughtful Exit Interviews
When employees leave, treat it as an opportunity to learn. Keep interviews confidential and use the insights to improve management practices and culture.
12. Provide Leadership Development
Train managers to lead, not just supervise. Leadership development programs help shift mindsets from “command and control” to “coach and empower.” This transformation has a direct impact on morale and retention.
13. Adopt Soft Leadership Principles
Today’s workforce, largely millennials and Gen Z, value collaboration over hierarchy. Soft leadership focuses on partnership, mutual respect, and shared purpose, rather than rigid top-down control.
The Bigger Picture: HR’s Role
Mercer’s global research highlights five key priorities for organizations:
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Build diverse talent pipelines
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Embrace flexible work models
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Design compelling career paths
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Simplify HR processes
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Redefine the value HR brings
The challenge? Employers and employees often view these priorities differently. Bridging that perception gap is just as important as bridging the relational gap between leaders and staff.
Treat Employees Like Associates, Not Just Staff
When you treat employees like partners, they bring their best selves to work. HR leaders must develop strategies to keep talent engaged, empowered, and prepared for the future.
Organizational success starts with people, always. Build the relationship with your team first, and the results will follow.
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