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6 Reasons Why You Will Never Become Financially Free



No Financial Success Dont lose money

Many people want to be financially independent to do whatever they want, whenever they want with whomever they want but only a few of them become so.

So if you are one of them, let me give you 6 reasons why you are still not financially independent.


#1 You think it’s impossible

I spoke with many people about financial independence and each one of them completely agrees on the fact that financial independence is great.

Not worrying about money, travelling wherever we want, buying whatever we want without feeling guilty…is something many people want but only a few of them will ever achieve simply because they will tell themselves:

“Stop dreaming! That’s not going to happen, that’s too good to be true…”

Which boils down to:

“That’s impossible”

That belief is what prevents most people from ever reaching financial independence because if they believe something is impossible they won’t take any action. They won’t read any book about finance, they won’t attend seminars, they won’t interview people who are already financially independent, which is necessary to become financially independent.


#2 You don’t have any plan

If you say that one day you’ll be financially independent make sure you have a plan. Having a strong desire to get something is not enough, you need to implement strategies otherwise that’s just dreaming.

So can you tell me what is your plan for the next 5 years? What will you implement exactly in the future to reach your financial independence?

If you can’t answer both questions, finish reading this article and start writing down your plan. I don’t want you to procrastinate! If you tell me that you’ll make it tomorrow you won’t do it. So start making a plan and stick to it!

See also: Reach any goal with that simple trick


#3 You spend all your pay immediately

Don’t be like 80% of people; pay yourself first! That’s the rule n°1. No matter what you’ve read so far about wealth creation or financial independence saving money must be your priority.

So what do I mean by paying yourself first? “Paying yourself first means that every time you get any income you want to immediately put 10% of your money aside (on another account for example). Before paying any rent, any taxes, any loan, food, clothes…”


#4 You take advice

This point is also really important. A lot of people who want to become financially independent take advice from other people around them. That’s a big mistake so if you do it, stop it now.

When you take advice from your friends, family, colleagues…you won’t get any benefits, unless they achieved what you want. The only thing they will give you is thousands of reasons not to invest, not to undertake, not to do this or that. They will hold you back with their fears and expectations.

Only take advice from people who already have the result you want to get!


#5 You don’t make sacrifices

We tend to think that financial independence is something that we will get with time and patience. Time and patience are necessary of course but a lot of efforts are required too.

You need to make some sacrifices! I know when you come back from work or school you’re tired and the only thing you want is lay down on your sofa and watch TV, go on Facebook or watch videos of cute cats on Internet.

If you want to be financially independent forget all of that and read books and watch educational videos about what you want to achieve for example.

You need to get your head right if you want to create wealth. That’s a part of the sacrifices you need to make.

With time you’ll see that you will enjoy it. Reading books will be almost like seeing money coming in into your bank account. But if you notice that after reading 1 or 2 books you don’t enjoy the time you spend getting educated on that topic, you should forget about becoming wealthy. Because what’s the point of becoming financially independent if you don’t like the process involved?


#6 You are not grateful

You need to recognize the wealth you already have. Be grateful for being alive, for having a family, friends…if you are not, financial independence will bring you nothing. Don’t think that money will bring you happiness. If you don’t see the beauty in your life today, you won’t see it tomorrow with $1billion.

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Tony Robbins Advice on Achieving Financial Freedom



  1. Matt Hubbell

    Aug 14, 2017 at 3:13 pm

    I love that this is more of a “harsh realities that you can learn from” than the name implies. It sounds incredibly critical at first, but keeping in mind that this was likely written about just the average Joe/ Jane, it makes more sense to be written that way. I’d like to think that people that seek out financial freedom, rather than those that are merely curious about it, are better than some of these tips, but I obviously don’t know everyone that reads this stuff. Everyone starts somewhere, though.
    It’s good to be reminded of these things, though, even if you think you’re doing alright with them. I try to be grateful as much as possible, for example, but the extra “hey, here’s a reminder” is 100% necessary once in a while.

    Great article, Simon 😀

  2. kato john green

    Dec 3, 2015 at 12:12 pm

    This article is really interesting and educational.

  3. Nikolai Westall

    Apr 4, 2015 at 8:29 am

    Nice Post.

    Thank you!

  4. Andrea Carr

    Nov 4, 2014 at 6:29 am

    Think about what you want, stay positive and driven. Take chances go with gut instinct, that is God telling you its yours already, believe what your instincts are saying. When everyone else is saying, no. There is always a way.

  5. giriraj dhakad

    Nov 1, 2014 at 12:47 pm

    tahts a reaaly nice sir.thank you so much this important message.

  6. Dave

    Oct 25, 2014 at 3:48 am

    Nice post. Wish it Want it Do it!lol

  7. tlbutler87

    Aug 4, 2014 at 3:24 pm

    I love #1. The mind controls the body. If your not thinking it, it simply WILL not happen.

  8. Vinod Dahiya

    Aug 4, 2014 at 11:04 am

    Really good article. I like point 2 the most.

  9. Nick del Pozo

    Jul 30, 2014 at 1:19 am

    These are all such good points. I love number 4. That was such a big problem for me for such a long time. Seeing it in your article feels like an excellent and timely reminder.

    Thanks for writing it!

  10. Phil Janecic

    Jul 26, 2014 at 4:27 pm

    It’s all about the mindset. If you are determined to become financially independent or free, you will because you’re willing to put in the work. If you want to do it, but don’t want to change any of your current habits, you won’t accomplish your goal.

    It’s simple as that.

  11. sgv

    Jul 26, 2014 at 12:13 pm

    Thanks for valuable tips..apply this nd i ll leave next comment soon,.:-)

  12. Joann

    Jul 26, 2014 at 10:14 am

    Great post!
    Many people want to be financially free yet do not like the process of getting there.
    This is why many fall for get rich quick schemes.


    Jul 24, 2014 at 5:19 pm


  14. James Simwanza

    Jul 24, 2014 at 2:58 pm

    this is great,I like point #5,read(learning)is very important as it helps see defferent ways which successful people used to get there.Books like THINK AND GROW RICH,RICH DAD POOR DAD,THE RICHEST MAN IN BABILON…………and many more.Also listerning to motivation speakers or reading motivational quotes will help in times the road seems tough.Thanks alot SIMON for sharing.

  15. Ben Granville Kyle

    Jul 24, 2014 at 2:53 pm

    Having a plan is fine and useful, but what good are plans if you are willing to give up on them? The real key to success is insistence. Ask yourself this – what are the conditions or circumstances in your life that you adamantly refuse to accept?

    You have to identify a deep emotional reason for becoming financially free. You have to get to the point of adamantly refusing to stay where you are and not getting what you must have in life.

    Do you want to be financially free? Consider putting a note on your refrigerator door that says, “I’m 45 years old. I’m educated. I have a decent job and I work hard. But I’m embarrassed. I’m embarrassed to still be struggling in this land of abundant opportunity when others around me are financially free. No more. I demand to be financially free. I demand it.”

    Don’t accept that you must wait for the right time…that nothing can be done…or too easily take no for an answer. That’s the language of the mediocre majority and a fool-proof plan for failure.

    Start now. Be relentless. Keep working long after others have given up. Think about who you have to be…and work at it every day and every night.

    Don’t give up. Insist that can be done. Demand it.

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