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What Life Insurance Taught Me About The Value Of My Life.

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I’d never bothered to insure my life, income or health. That fact right there says a lot about who I used to be. Then I changed super funds (okay stay with me) and was forced to renew the insurances that came with it.

Previously I had always had automatic insurance and never checked it, but this time around I had to do it all myself. Having the initial phone call was scary. The whole process of insuring myself against the dangers of the world taught me so much.

Here’s what I learned:

The process involves thinking about the worst situation.

Through the life insurance process, I had to think about the worst-case scenario.

What if:

– You get hit by a car
– Get cancer
– Die from a skiing accident
– Are disabled and have to have a nurse fulltime

The thing is that the worst case scenario can happen to any of us. We can’t let fear control our lives.

All of these things can occur and we should at least try and have some plan, but living in this state is unhealthy. The life insurance process was supposed to make me fearful. That’s what would ultimately make me spend my hard earned dollars and go overboard trying to cover every scenario.

Unfortunately, there are a thousand things that can happen to you and you can’t insure every one of them. Even if you get the insurance, they can always come back later and determine that you didn’t qualify – especially when it comes to medical related events.

By all means, take up life insurance. Just remember that there are no guarantees in life.

What is the value of your life?

The conversation went like this:

Insurance salesman: “So Mr. Denning how much would you like to insure your life for?

Me: “I have no idea. What does the average Joe insure themselves for?”

Insurance salesman: “Well it depends on a number of factors. I can’t advise you of that. You have to tell me a figure though and it’s got to cover all of your costs in case you become disabled, sick, unable to work or die.

Me: “Geez, that’s a big deal! Okay, I need to go now and procrastinate on this for a while.”

Putting a dollar figure on my life seemed normal at the start. Later on, I realized it was complete madness. Am I not worth more to the world than numbers on an Internet Banking Screen?

Reflecting on this conversation still makes me feel weird. There are so many unanswered questions. Life insurance, again, made me rethink what the meaning of my life is.

I have the life insurance process to thank for this miracle deep thinking I did on the days that followed.

You’re forced to contemplate death.

Having to think about the 101 ways there are to die is a worthwhile process. You start remembering (even though you already know) that your time on this planet is limited. In my opinion, the more reminders you get, the better.

You again are faced with the question “When I’m gone, what will I leave behind?”

Life insurance companies would like you to think that leaving a truckload of money behind should be your number one priority. Through the life insurance process, I again remembered that I want more than that. I’m hoping that everyone reading this also has a similar realization.

My gianormous aha-moment!

Life Insurance taught me that my life is not about me.

Okay I know you probably think I’m stating the obvious but this whole life insurance thing taught me this lesson in an entirely new way. The reason that I decided to take up a few insurances was not because of me.

The old me was selfish, a brat and didn’t give anything to anyone.

The new me wants to ensure that my priority is the people around me. You take up insurance to make the lives easier for the people you love. You take up insurance to support those around you in case of the worst happening.

Life insurance is not about you. Life insurance is about the people you care about.

Just like with insurance, your life is not about you. Your life is about something bigger than you.

“The aim of the life game is to transcend yourself. To go bigger than just you with your nice little white house, with white picket fence and box car”

The value of your life is about what it means to everyone else and the difference you can make. Your life is about inspiring, giving and being more than you ever dreamed you could be.

Your life is worth more than money.
Your life is part of a much bigger picture and I want you to realize that.

You’re here for so much more than money and success.

Again, you’re here for more than just you. That’s what life insurance taught me.

If you want to increase your productivity and learn some more valuable life hacks, then join my private mailing list on timdenning.net

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Life

9 Harsh Truths Every Young Man Must Face to Succeed in the Modern World

Before chasing success, every young man needs to face these 9 brutal realities shaping masculinity in the modern world.

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harsh truths for young men
Image Credit: Midjourney

Many young men today quietly battle depression, loneliness, and a sense of confusion about who they’re meant to be.

Some blame the lack of deep friendships or romantic relationships. Others feel lost in a digital world that often labels traditional masculinity as “toxic.”

But the truth is this: becoming a man in the modern age takes more than just surviving. It takes resilience, direction, and a willingness to grow even when no one’s watching.

Success doesn’t arrive by accident or luck. It’s built on discipline, sacrifice, and consistency.

Here are 9 harsh truths every young man should know if he wants to thrive, not just survive, in the digital age.

1. Never Use Your Illness as an Excuse

As Dr. Jordan B. Peterson often says, successful people don’t complain; they act.

Your illness, hardship, or struggle shouldn’t define your limits; it should define your motivation. Rest when you must, but always get back up and keep building your dreams. Motivation doesn’t appear magically. It comes after you take action.

Here are five key lessons I’ve learned from Dr. Peterson:

  • Learn to write clearly; clarity of thought makes you dangerous.

  • Read quality literature in your free time.

  • Nurture a strong relationship with your family.

  • Share your ideas publicly; your voice matters.

  • Become a “monster”, powerful, but disciplined enough to control it.

The best leaders and thinkers are grounded. They welcome criticism, adapt quickly, and keep moving forward no matter what.

2. You Can’t Please Everyone And That’s Okay

You don’t need a crowd of people to feel fulfilled. You need a few friends who genuinely accept you for who you are.

If your circle doesn’t bring out your best, it’s okay to walk away. Solitude can be a powerful teacher. It gives you space to understand what you truly want from life. Remember, successful men aren’t people-pleasers; they’re purpose-driven.

3. You Can Control the Process, Not the Outcome

Especially in creative work, writing, business, or content creation, you control effort, not results.

You might publish two articles a day, but you can’t dictate which one will go viral. Focus on mastery, not metrics. Many great writers toiled for years in obscurity before anyone noticed them. Rejection, criticism, and indifference are all part of the path.

The best creators focus on storytelling, not applause.

4. Rejection Is Never Personal

Rejection doesn’t mean you’re unworthy. It simply means your offer, idea, or timing didn’t align.

Every successful person has faced rejection repeatedly. What separates them is persistence and perspective. They see rejection as feedback, not failure. The faster you learn that truth, the faster you’ll grow.

5. Women Value Comfort and Security

Understanding women requires maturity and empathy.

Through books, lectures, and personal growth, I’ve learned that most women desire a man who is grounded, intelligent, confident, emotionally stable, and consistent. Some want humor, others intellect, but nearly all want to feel safe and supported.

Instead of chasing attention, work on self-improvement. Build competence and confidence, and the rest will follow naturally.

6. There’s No Such Thing as Failure, Only Lessons

A powerful lesson from Neuro-Linguistic Programming: failure only exists when you stop trying.

Every mistake brings data. Every setback builds wisdom. The most successful men aren’t fearless. They’ve simply learned to act despite fear.

Be proud of your scars. They’re proof you were brave enough to try.

7. Public Speaking Is an Art Form

Public speaking is one of the most valuable and underrated skills a man can master.

It’s not about perfection; it’s about connection. The best speakers tell stories, inspire confidence, and make people feel seen. They research deeply, speak honestly, and practice relentlessly.

If you can speak well, you can lead, sell, teach, and inspire. Start small, practice at work, in class, or even in front of a mirror, and watch your confidence skyrocket.

8. Teaching Is Leadership in Disguise

Great teachers are not just knowledgeable. They’re brave, compassionate, and disciplined.

Teaching forces you to articulate what you know, and in doing so, you master it at a deeper level. Whether you’re mentoring a peer, leading a team, or sharing insights online, teaching refines your purpose.

Lifelong learners become lifelong leaders.

9. Study Human Nature to Achieve Your Dreams

One of the toughest lessons to accept: most people are self-interested.

That’s not cynicism, it’s human nature. Understanding this helps you navigate relationships, business, and communication more effectively.

Everyone has a darker side, but successful people learn to channel theirs productively into discipline, creativity, and drive.

Psychology isn’t just theory; it’s a toolkit. Learn how people think, act, and decide, and you’ll know how to lead them, influence them, and even understand yourself better.

Final Thoughts

The digital age offers endless opportunities, but only to those who are willing to take responsibility, confront discomfort, and keep improving.

Becoming a man today means embracing the hard truths most avoid.

Because at the end of the day, success isn’t about luck. It’s about who you become when life tests you the most.

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Change Your Mindset

The Four Types of Happiness: Which One Are You Living In?

Most people chase success only to find emptiness, this model reveals why true happiness lies somewhere else.

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Image Credit: Midjourney

In a world driven by rapid technological growth and constant competition, many people unknowingly trade joy for achievement. (more…)

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Change Your Mindset

The Secret Daily Routines Behind History’s Most Brilliant Thinkers

Uncover the daily rituals and hidden habits that powered history’s most brilliant minds to success.

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Why Daily Rituals Matter

Every great achiever has one thing in common: discipline. Behind the novels, inventions, discoveries, and masterpieces are small, consistent habits repeated daily. (more…)

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Finances

From Debt to Financial Independence: A Practical Roadmap Anyone Can Follow

It’s about having control over your money and not letting money control you.

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Image Credit: Midjourney

The 21st century has brought incredible opportunities but also new challenges. Rapid technological change, global uncertainty, and shifting lifestyles have made many people think more deeply about financial freedom. (more…)

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