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5 Essential Tips for Investing in Your 20’s

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how to invest in your twenties
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Everyone desires to lead a good life. However, a lot of people aren’t taking the right steps that would eventually guarantee them the kind of lifestyle they desire. Consequently, dreaming of a good life becomes wishful thinking. You see, you could earn yourself a well-deserved rest in your early 50’s while others keep their noses to the grindstone just to eke out a living. It all boils down to making informed investment decisions. Are you in your twenties? If yes, the advice that you will find out from this piece could potentially change your life for good.

The minute you make the call to start investing in your 20’s, you are setting yourself up for the future. Being in your twenties, you can make all the difference. But the question now is, how do you know what or how to invest? Well, this guide will help you with that.

5 Investment Tips for 20-Somethings:

1. Draft a spending budget

You probably have a plum job and can afford expensive vacations in any tourist locations of your choice. Perhaps you don’t feel extravagant whenever you buy expensive clothes, smart devices, jewellery, and wearables. You keep living life in the fast lane because you firmly believe that your income is guaranteed.

Much as it’s good you give yourself a treat once in a while, you must understand that most spendthrifts lead a miserable life in the twilights of their lives. Therefore, you should learn to cut down on your spending and save for your tomorrow by making a budget. Separate your wants from your needs; get your priorities right.

“Do not save what is left after spending, spend what is left after saving.” – Warren Buffett

2. Invest in yourself

It’s often said that investing in oneself is the best form of investment. To underscore the importance of investing in oneself, financial advisor Matthew Jackson, quipped that the investment which you can control is the investment you must prioritize. The investment czar added that oneself remains that investment that you can control anytime any day. He also said that you should make an effort toward investing in your personal, professional and financial growth. Without mincing words, he couldn’t have put it better.

3. Invest right

Apart from investing in yourself, what else should you invest in? Well, it’s a tough question. Looking at trends, young people always venture into get-rich-quick investments, such as Ponzi schemes. They would argue that more risks often result in more return on investment (ROI).

Here’s my investment advice: start small instead of endless planning and treat it like a normal business, not get-rich-quickly scheme. Investing in shares, gold IRA’s, bonds, and real estate is always a good idea after you get familiar with basic investment rules, which usually takes time, hence not a good fit for a 20-something investors.

Therefore If you’re looking for a profitable home-based online business, becoming Amazon affiliate is a great way to make money from home. That said, the rule of thumb here is that you should have a good grasp on whatever you want to invest in first. Beyond the good tidings of exponential rise and rallies, you should seek expert advice. Invest now, enjoy later.

4. Spend and save

As competition in the marketplace heightens, more and more companies are coming up with innovative ways of gaining a competitive edge over their rivals. One of such business models is that which rewards consumers with a fractional discount for purchases. This cashback program, as it is often styled, is common with e-commerce platforms. Yes, you should get the most from this scheme. Again, you don’t become stinking rich by spending flamboyantly.

“An investment in knowledge pays the best interest.” – Benjamin Franklin

5. Set a target

In addition to spending and saving, you should set a target. Unarguably, to stay miles ahead of your peers, you must set a target for yourself and spell out the steps for accomplishing it. Indeed, it’s okay to be ambitious. Nevertheless, if you don’t have well-articulated strategies for realizing such ambitions, you are living in cloud cuckoo land.

For instance, if you are an engineer, you must determine when you plan to be in college, the number of years that you wish to work with an establishment, and when you will establish your own company. More importantly, pursue your dreams with everything in you. Yes, you are just 20-something, so the world is your oyster.

In conclusion, in your twenties, you have the time and energy to pursue and achieve anything you set your mind to achieve. So, what are you waiting for? If you have goals without working toward reaching them, you may just be chasing shadows. Sure, it’s okay to explore and make some mistakes at your age. No doubt, mistakes offer great learning curves. Do not procrastinate because this is the right time! Lastly, when you do this, you’d be able to keep the wolf from the door when you are too old to even sign your own signature!

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Success Advice

How Your Beliefs Can Supercharge or Sabotage Your Success

Your life is dictated by beliefs and biases that drive your thinking, behaviors, and decisions

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Your Beliefs Can Supercharge or Sabotage Your Success (1)
Image Credit: Midjourney

Pause for a moment and ponder two pandemic-era beliefs: First, closing schools will control the spread of a serious virus. Second, the consequences of such school closures—particularly social interruption and the prevention of immunity—are worse than becoming sick with the virus. (more…)

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How to Break the Cycles of Mediocrity and Manifest Your Greatness

There is no greatness without becoming and there is no becoming with authenticity

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Image Credit: Midjourney

In just a few weeks, we will be wrapping up 2023. Can you believe it? This year has been absolutely incredible for me.

I have seen amazing doors opened, new relationships formed and I am seeing dreams realized in my life. While this seems like the hallmarks of a great year, this has also been the most challenging year of my life. With all of the change happening in my life, I have been forced out of my comfort zone and challenged to grow in every area of my life.

I can truly say that I have made the most of my moments this year and I have used everything as a catalyst for maximizing my greatest potential.

As a revolutionary leader, I have the pleasure of consulting and advising leaders around the world to fulfill purpose, realize their greatest potential and make an impact.

I want to share some insights with you that will help you to break cycles of mediocrity and manifest your greatness

Everything legal must come through the matrix

I am sure that some of you are wondering why I am using the term matrix. However, what you have to understand is that I am trying to make a highly complex spiritual principle practical to understand.

Regardless of your spiritual beliefs, every life has an origin and I believe that origin is divine and begins with eternity. You are birthed from eternity and into time to fulfill a unique purpose and assignment in your lifetime and generation.

The matrix is simply the portal or vehicle that brings something out of the invisible realm and into tangible form. The problem with much of the teaching today is that it excludes the matrix. We are told to believe that success is instantaneous and overnight.

Nobody talks about how a dream progresses through stages beginning with visualization and ultimately culminating in manifestation. Without a matrix or portal then everything that you attempt to birth and build will be illegal.

The matrix not only makes you legal but it gives you the authority and power to function as the greatest expression of who you were created to be. 

Every matrix has an incubation process

While many people admire and respect me today, I remember a time when nobody knew who I was or the significance of my message. How did I get to where I am today? I got here through an incubation process.

In other words, everything that has been destined for your life is incubating and awaiting a set time of manifestation. The problem is that most people live their entire lives idle and never initiate the incubation process.

What do I meany by that? Most people are living reckless and very few people are living intentionally. I am amazed at the number of people I have conversations with that have no vision, goals or strategies for their lives. They show great promise and they have undeniable potential.

However, without development they will die with their dreams still in them.

Everything that has been destined for your life must be incubated and converted to become realities born to time. 

“Visualize this thing that you want, see it, feel it, believe in it. Make your mental blueprint and begin to build.” – Robert Collier

You must give expression to that which is not yet born to time

When you think about a matrix or a prophetic incubation process, you have to understand that potential is often unrealized and untapped. In other words, your potential is in raw form and your potential cannot serve you as long as it is untapped.

The thing that makes me valuable is that I have the ability to convert potential into power. I have done it in my own life and I have empowered leaders around the world to do the same. How do you convert potential into power?

First, it is important to note that you have to perceive potential. If you cannot perceive your potential then you can never cultivate your potential. In addition, you must take the time to cultivate your potential. We often get excited about our capabilities; however, we never expand our capacity in order to realize our greatest potential.

In other words, the strength of your potential is only discovered through your willingness to stretch. The more we are challenged the more we are empowered to expand our capacity for greatness. Most of all, you must begin to express your potential. The expression of potential is different for every person.

For example, the expression of my potential is best demonstrated through the thoughts, ideas, products, services, books, etc.

For another person the expression of potential may look like a screenplay, artwork, sports, scientific discoveries, medical breakthroughs, etc.

Regardless of the form of expression, I know that you will live empty and unfulfilled until you make the decision to express your potential. The expression of your potential gives voice to your dreams, life to your vision, significance to your moments and activates your true power.

You must manifest your greatness

As a revolutionary thinker and leader, my work has impacted people around the world. I am grateful that my life is a source of empowerment to so many people. However, before anyone could ever benefit from my life, I had to make a non-negotiable decision to become who I was born to be.

I wish I could tell you that this journey is easy and that you will get there overnight. However, in a world that celebrates us for doing we are often criticized for being. As a result, I wasted a lot of time trying to be who other people wanted me to be instead of being who I was born to be.

There is no greatness without becoming and there is no becoming with authenticity. It is through our bravery to be vulnerable that we ultimately manifest our greatness. We do not bless the world by being a duplicate. We bless the world when we honor our difference. When you honor your difference you honor your potential.

Ultimately, your difference is how you manifest your greatness.

When you present anything but your authentic self to the world, you are playing small and you are robbing the world of your significance. Manifesting your greatness requires you to master your gifts.

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Success Advice

Here’s a Young Man’s Antidote for the Uncertainty of the Modern World

Why do a lot of young guys lack confidence in today’s world? 

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How to boost your confidence
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We all have been told that confidence is a key factor in achieving success and happiness in life. But what is it exactly? (more…)

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Toxic Leadership: 5 Ways to Identify a Bad Leader

if you have a leader who displays any of the toxic traits, it’s time to move on to greener pastures.

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Toxic leadership
Image Credit: Midjourney

Let’s be honest, we’ve all crossed paths with a toxic leader in our careers at some point. Unfortunately, while some toxic leaders don’t even bother to hide their behaviour, some know very well how to conceal their true selves behind a strong-built facade. The latter is the most dangerous of the two. (more…)

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