The section 179 deduction lets you write off the full cost of qualifying business equipment in the year you place it in service, instead of depreciating...
Robin Sharma’s habits come down to a handful of rituals he repeats until they run on autopilot: the 20/20/20 formula from 5 to 6 a.m. (move,...
Spoken advice from Joel Brown’s two interviews with James Clear, paired with sourced X posts and a smaller selection of Atomic Habits quotes on habits, systems,...
Form 1099-DA explained in one line: it is the new IRS information return that U.S. crypto brokers use to report your digital asset sales – gross...
Bitcoin ETF vs owning bitcoin comes down to convenience or control: a spot bitcoin ETF gives you bitcoin price exposure inside a normal brokerage or retirement...
Real estate vs stocks is not a moral debate – it is a capital-allocation decision about returns, leverage, liquidity, time cost, and taxes. For a business...
How to value a small business usually comes down to one formula: take the cash flow a full-time owner-operator would earn in a year (Seller’s Discretionary...
Estate planning for business owners means putting the legal documents and instructions in place so your company keeps running, and your family stays protected, if you...
The 1031 exchange rules let you sell an investment or business property and defer the capital gains tax by rolling the proceeds into another “like-kind” property....
QSBS (qualified small business stock) is a federal tax break under Section 1202 that lets founders and early investors exclude up to $15 million of gain,...
The R&D tax credit for startups lets a young company that is building new technology claim up to $500,000 a year against the employer share of...
Founders vs professional managers comes down to one question: who can run a company when the industry stops standing still? Marc Andreessen’s answer, built on James...
In the SAFE vs convertible note decision, the SAFE usually costs you less of your company: it is not debt, it charges no interest and it...
The best health insurance for self-employed founders is usually an ACA Marketplace plan through HealthCare.gov or your state exchange, because it can’t turn you down for...
Disability insurance for self-employed founders is an individual policy you buy yourself that pays you a monthly benefit, usually around 60% of your income, if illness...
How to pay yourself as a business owner comes down to your tax status: sole proprietors and single-member LLCs take an owner’s draw, S corp owners...
The BRRRR method stands for Buy, Rehab, Rent, Refinance, Repeat: you buy a property below its after-repair value, renovate it, place a tenant, then refinance on...
A founder equity split is how co-founders divide a startup’s ownership. Base it on what each person will contribute from here on, not on who had...
How to trademark a business name comes down to four moves: search the USPTO database to make sure nobody already owns a confusingly similar mark, pick...
House hacking means buying a small multifamily property, usually a duplex, triplex or fourplex, living in one unit and renting out the others so your tenants...
Solo 401(k) vs SEP IRA comes down to one fact: both accounts cap total 2026 contributions at $72,000, but a Solo 401(k) lets you contribute as...
S corp vs LLC isn’t really an either-or choice: an LLC is a legal entity you form with your state, and an S corporation is a...
Key person insurance is a life insurance policy a business buys on a founder, owner or critical employee. The company owns the policy, pays the premiums...
Memento mori meaning, in plain English: it’s Latin for “remember that you must die.” In Stoic philosophy it isn’t a gloomy slogan or a skull aesthetic,...
The dichotomy of control is the Stoic idea that some things are up to you and some things are not, and that your peace and performance...
Amor fati meaning, in plain English: it’s Latin for “love of fate.” It’s the practice of embracing everything that happens to you, including the setbacks and...
Epictetus was born a slave, walked with a limp and was banished from Rome by an emperor, and his words still ended up shaping the mind...
Never miss twice means one missed day is an accident, but two in a row is the start of a new habit you don’t want. To...
To control AI costs in a small business, list every AI tool you pay for, work out which ones bill by seat, by credit or by...
What is mental toughness? It’s your ability to stay steady, keep going and perform close to your best when pressure, setbacks and uncertainty hit. Psychologist Peter...
