Success Advice
5 Essential Tips for Investing in Your 20’s
Everyone desires to lead a good life. However, a lot of people aren’t taking the right steps that would eventually guarantee them the kind of lifestyle they desire. Consequently, dreaming of a good life becomes wishful thinking. You see, you could earn yourself a well-deserved rest in your early 50’s while others keep their noses to the grindstone just to eke out a living. It all boils down to making informed investment decisions. Are you in your twenties? If yes, the advice that you will find out from this piece could potentially change your life for good.
The minute you make the call to start investing in your 20’s, you are setting yourself up for the future. Being in your twenties, you can make all the difference. But the question now is, how do you know what or how to invest? Well, this guide will help you with that.
5 Investment Tips for 20-Somethings:
1. Draft a spending budget
You probably have a plum job and can afford expensive vacations in any tourist locations of your choice. Perhaps you don’t feel extravagant whenever you buy expensive clothes, smart devices, jewellery, and wearables. You keep living life in the fast lane because you firmly believe that your income is guaranteed.
Much as it’s good you give yourself a treat once in a while, you must understand that most spendthrifts lead a miserable life in the twilights of their lives. Therefore, you should learn to cut down on your spending and save for your tomorrow by making a budget. Separate your wants from your needs; get your priorities right.
“Do not save what is left after spending, spend what is left after saving.” – Warren Buffett
2. Invest in yourself
It’s often said that investing in oneself is the best form of investment. To underscore the importance of investing in oneself, financial advisor Matthew Jackson, quipped that the investment which you can control is the investment you must prioritize. The investment czar added that oneself remains that investment that you can control anytime any day. He also said that you should make an effort toward investing in your personal, professional and financial growth. Without mincing words, he couldn’t have put it better.
3. Invest right
Apart from investing in yourself, what else should you invest in? Well, it’s a tough question. Looking at trends, young people always venture into get-rich-quick investments, such as Ponzi schemes. They would argue that more risks often result in more return on investment (ROI).
Here’s my investment advice: start small instead of endless planning and treat it like a normal business, not get-rich-quickly scheme. Investing in shares, gold IRA’s, bonds, and real estate is always a good idea after you get familiar with basic investment rules, which usually takes time, hence not a good fit for a 20-something investors.
Therefore If you’re looking for a profitable home-based online business, becoming Amazon affiliate is a great way to make money from home. That said, the rule of thumb here is that you should have a good grasp on whatever you want to invest in first. Beyond the good tidings of exponential rise and rallies, you should seek expert advice. Invest now, enjoy later.
4. Spend and save
As competition in the marketplace heightens, more and more companies are coming up with innovative ways of gaining a competitive edge over their rivals. One of such business models is that which rewards consumers with a fractional discount for purchases. This cashback program, as it is often styled, is common with e-commerce platforms. Yes, you should get the most from this scheme. Again, you don’t become stinking rich by spending flamboyantly.
“An investment in knowledge pays the best interest.” – Benjamin Franklin
5. Set a target
In addition to spending and saving, you should set a target. Unarguably, to stay miles ahead of your peers, you must set a target for yourself and spell out the steps for accomplishing it. Indeed, it’s okay to be ambitious. Nevertheless, if you don’t have well-articulated strategies for realizing such ambitions, you are living in cloud cuckoo land.
For instance, if you are an engineer, you must determine when you plan to be in college, the number of years that you wish to work with an establishment, and when you will establish your own company. More importantly, pursue your dreams with everything in you. Yes, you are just 20-something, so the world is your oyster.
In conclusion, in your twenties, you have the time and energy to pursue and achieve anything you set your mind to achieve. So, what are you waiting for? If you have goals without working toward reaching them, you may just be chasing shadows. Sure, it’s okay to explore and make some mistakes at your age. No doubt, mistakes offer great learning curves. Do not procrastinate because this is the right time! Lastly, when you do this, you’d be able to keep the wolf from the door when you are too old to even sign your own signature!
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Life
9 Harsh Truths Every Young Man Must Face to Succeed in the Modern World
Before chasing success, every young man needs to face these 9 brutal realities shaping masculinity in the modern world.
Many young men today quietly battle depression, loneliness, and a sense of confusion about who they’re meant to be.
Some blame the lack of deep friendships or romantic relationships. Others feel lost in a digital world that often labels traditional masculinity as “toxic.”
But the truth is this: becoming a man in the modern age takes more than just surviving. It takes resilience, direction, and a willingness to grow even when no one’s watching.
Success doesn’t arrive by accident or luck. It’s built on discipline, sacrifice, and consistency.
Here are 9 harsh truths every young man should know if he wants to thrive, not just survive, in the digital age.
1. Never Use Your Illness as an Excuse
As Dr. Jordan B. Peterson often says, successful people don’t complain; they act.
Your illness, hardship, or struggle shouldn’t define your limits; it should define your motivation. Rest when you must, but always get back up and keep building your dreams. Motivation doesn’t appear magically. It comes after you take action.
Here are five key lessons I’ve learned from Dr. Peterson:
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Learn to write clearly; clarity of thought makes you dangerous.
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Read quality literature in your free time.
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Nurture a strong relationship with your family.
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Share your ideas publicly; your voice matters.
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Become a “monster”, powerful, but disciplined enough to control it.
The best leaders and thinkers are grounded. They welcome criticism, adapt quickly, and keep moving forward no matter what.
2. You Can’t Please Everyone And That’s Okay
You don’t need a crowd of people to feel fulfilled. You need a few friends who genuinely accept you for who you are.
If your circle doesn’t bring out your best, it’s okay to walk away. Solitude can be a powerful teacher. It gives you space to understand what you truly want from life. Remember, successful men aren’t people-pleasers; they’re purpose-driven.
3. You Can Control the Process, Not the Outcome
Especially in creative work, writing, business, or content creation, you control effort, not results.
You might publish two articles a day, but you can’t dictate which one will go viral. Focus on mastery, not metrics. Many great writers toiled for years in obscurity before anyone noticed them. Rejection, criticism, and indifference are all part of the path.
The best creators focus on storytelling, not applause.
4. Rejection Is Never Personal
Rejection doesn’t mean you’re unworthy. It simply means your offer, idea, or timing didn’t align.
Every successful person has faced rejection repeatedly. What separates them is persistence and perspective. They see rejection as feedback, not failure. The faster you learn that truth, the faster you’ll grow.
5. Women Value Comfort and Security
Understanding women requires maturity and empathy.
Through books, lectures, and personal growth, I’ve learned that most women desire a man who is grounded, intelligent, confident, emotionally stable, and consistent. Some want humor, others intellect, but nearly all want to feel safe and supported.
Instead of chasing attention, work on self-improvement. Build competence and confidence, and the rest will follow naturally.
6. There’s No Such Thing as Failure, Only Lessons
A powerful lesson from Neuro-Linguistic Programming: failure only exists when you stop trying.
Every mistake brings data. Every setback builds wisdom. The most successful men aren’t fearless. They’ve simply learned to act despite fear.
Be proud of your scars. They’re proof you were brave enough to try.
7. Public Speaking Is an Art Form
Public speaking is one of the most valuable and underrated skills a man can master.
It’s not about perfection; it’s about connection. The best speakers tell stories, inspire confidence, and make people feel seen. They research deeply, speak honestly, and practice relentlessly.
If you can speak well, you can lead, sell, teach, and inspire. Start small, practice at work, in class, or even in front of a mirror, and watch your confidence skyrocket.
8. Teaching Is Leadership in Disguise
Great teachers are not just knowledgeable. They’re brave, compassionate, and disciplined.
Teaching forces you to articulate what you know, and in doing so, you master it at a deeper level. Whether you’re mentoring a peer, leading a team, or sharing insights online, teaching refines your purpose.
Lifelong learners become lifelong leaders.
9. Study Human Nature to Achieve Your Dreams
One of the toughest lessons to accept: most people are self-interested.
That’s not cynicism, it’s human nature. Understanding this helps you navigate relationships, business, and communication more effectively.
Everyone has a darker side, but successful people learn to channel theirs productively into discipline, creativity, and drive.
Psychology isn’t just theory; it’s a toolkit. Learn how people think, act, and decide, and you’ll know how to lead them, influence them, and even understand yourself better.
Final Thoughts
The digital age offers endless opportunities, but only to those who are willing to take responsibility, confront discomfort, and keep improving.
Becoming a man today means embracing the hard truths most avoid.
Because at the end of the day, success isn’t about luck. It’s about who you become when life tests you the most.
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