Therese R. Nicklas is a CERTIFIED FINANCIAL PLANNER™ and Certified Money Coach(CMC)®, founder of The Wealth Coach for Women, Inc. She’s passionate about helping women attain financial freedom so they live their life by design and not by default. Learn more about Therese at https://wealthcoachforwomen.net. You can download her eBook, filled with tools and tips to help you attain financial freedom “The Money & Life Playbook”.