Success Advice
The Top 10 Ways To Successfully Destroy Your Debt

Debt is the #1 destroyer for most of us in the financial area of our lives. I have learned the hard way myself and it has taken me a lot longer than expected to pay off my credit card and loans. So I researched a handful of tips to help me beat this debt for good and I have compiled a number of great pointers that I know will help you guys out there in struggle town also. Debt is a Vice, so read on & kick debt in the face!
TIP #1
Pay off the most expensive debt first so what you save in interest can instead go towards your deposit in the future.
TIP #2
Stop taking on more personal debt; cut up all credit cards or impose a strict limit.
TIP #3
Sell unwanted assets to raise extra repayment funds.
TIP #4
Make regular extra payments as often as possible to reduce the balance quicker.
TIP #5
Ask for a pay rise or take on a second job and put the proceeds towards your debt.
TIP #6
Limit your spending to necessities and avoid splurging on mere wants.
TIP #7
Look for areas in your budget where you might be able to cut back to generate extra savings.
TIP #8
Increase your monthly repayments by asking your lender to cut down your loan term.
TIP #9
Put your Credit Card in a glass full of water, put the glass in the freezer. When you feel like using your credit card for online purchases or taking it with you to the shops you will have to take it out of the freezer and wait for it to melt, by the time it melts you would have thought long and hard enough about using your credit card for a purchase and you will put it back. Doesn’t work for everyone but has been handy in the past for many bad spenders.
TIP #10
Pay cash when you buy as it will make you more accountable for your actions than credit.
Success Advice
The World Needs More Tough Leaders: Here’s How to Become One
The leaders who stand the test of time aren’t made in calm waters.

In today’s world, leadership is under a microscope. From corporate scandals to political controversies, trust in leaders is at an all-time low. Add in global recessions and economic uncertainty, and it’s no surprise that many question whether leaders are capable of guiding us forward. (more…)
Success Advice
The Most Overlooked Soft Skill In Business
It’s a skill that can be learned, practiced, and refined over time, and it’s one of the most valuable soft skills you can acquire.

Negotiation isn’t just for boardrooms or business deals; it’s a life skill. From asking for a raise to resolving conflicts at home, to reaching agreements with friends, negotiation underpins our ability to communicate, influence, and find solutions. (more…)
Coaching
Why Successful Leaders Are Great Coaches
A good coach helps uncover hidden talents, develop new skills, and align abilities with personal and professional goals.

Can there truly be a coach who doesn’t criticise?
Can there be a critic who doesn’t coach? (more…)
-
Life3 weeks ago
The Subtle Signs You’re Losing Yourself And How to Find Your Way Back
-
Tech Start Ups4 weeks ago
Your Startup’s Greatest Risk May Be A Click, Not A Competitor
-
Change Your Mindset4 weeks ago
How Top CEOs Solve Problems Differently To The Rest
-
Success Advice3 weeks ago
How “I Have a Dream” Became the Most Powerful Speech in History
-
Life3 weeks ago
How Sports Quietly Build Kids’ Emotional Intelligence And Why It Matters for Life
-
Entrepreneurs2 weeks ago
The Hidden Legal Protections Most Entrepreneurs Don’t Know They Have
-
Mentor2 weeks ago
How To Become A Great Mentor In The Digital Age: A Complete Guide
-
Coaching2 weeks ago
Why Successful Leaders Are Great Coaches
2 Comments