Quotes

50 Charlie Munger Quotes About Wealth and Life

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Charlie Thomas Munger is an American business, philanthropist, and investor who works alongside with Warren Buffet as chairman of Berkshire Hathaway. He is also chairman of Daily Journal Corp and director of Costco Wholesale Corperation.

Charlie Munger’s net-worth is estimated to be $1.52 billion

 

Inspirational Charlie Munger quotes

1. “Assume life will be really tough, and then ask if you can handle it. If the answer is yes, you’ve won.” – Charlie Munger

2. “Being smart and doing something that no one has done before are two different things.” – Charlie Munger

3. “You’ll do better if you have passion for something in which you have aptitude. If Warren Buffett had gone into ballet, no one would have heard of him.” – Charlie Munger

4. “When you borrow a man’s car, always return it with a tank of gas.” – Charlie Munger

5. “There’s only one way to the top: hard work.” – Charlie Munger

6. “The difference between a good business and a bad business is that good businesses throw up one easy decision after another. The bad businesses throw up painful decisions time after time.” – Charlie Munger

7. “Part of what you must learn is how to handle mistakes and new facts that change the odds. Life, in part, is like a poker game, wherein you have to learn to quit sometimes when holding a much loved hand.” – Charlie Munger

8. “I believe in the discipline of mastering the best that other people have ever figured out. I don’t believe in just sitting down and trying to dream it all up yourself. Nobody’s that smart.” – Charlie Munger

9. “Smart people do dumb things.” – Charlie Munger

10. “Our game is to recognize a big idea when it comes along, when one doesn’t come along very often. Opportunity comes to the prepared mind.” – Charlie Munger

11. “I would argue that passion is more important than brain power.” – Charlie Munger

12. “Do what you like and are good at.” – Charlie Munger

13. “Invest in a business any fool can run, because someday a fool will. If it won’t stand a little mismanagement, it’s not much of a business.” – Charlie Munger

14. “Invert, always invert: Turn a situation or problem upside down. Look at it backward.” – Charlie Munger

15. “Remember that reputation and integrity are your most valuable assets and can be lost in a heartbeat.” – Charlie Munger

16. “We just keep our heads down and handle the headwinds and tailwinds as best we can, and take the result after a period of years.” – Charlie Munger

17.“We’re emphasizing the knowable by predicting how certain people and companies will swim against the current. We’re not predicting the fluctuation in the current.” – Charlie Munger

18. “Spend each day trying to be a little wiser than you were when you woke up. Day by day, and at the end of the day-if you live long enough-like most people, you will get out of life what you deserve.” – Charlie Munger

19. “Three rules for a career: 1. Don’t sell anything you wouldn’t buy yourself; 2. Don’t work for anyone you don’t respect and admire; and 3. Work only with people you enjoy.” – Charlie Munger

20. “The big money is not in the buying and selling. But in the waiting.” – Charlie Munger

21. “Almost all good businesses engage in pain today for gain tomorrow activities.” – Charlie Munger

22. “I think that one should recognize reality even when one doesn’t like it; indeed, especially when one doesn’t like it.” – Charlie Munger

23. “It takes character to sit with all that cash and to do nothing. I didn’t get top where I am by going after mediocre opportunities.” – Charlie Munger

24. “Instead of looking for success, make a list of how to fail instead. Tell me where I’m going to die, that is, so I don’t go there.” – Charlie Munger

25. “To get what you want, you have to deserve what you want. The world is not yet a crazy enough place to reward a whole bunch of undeserving people.” – Charlie Munger

26. “It is really useful to be reminded of your errors. I think Warren Buffett and I are pretty good at that. We do kind of mentally rub our own noses in our own mistakes. And that is a very good mental habit.” – Charlie Munger

27. “The best thing a human being can do is to help another human being know more.” – Charlie Munger

28. “The best armor of old age is a well-spent life preceding it.” – Charlie Munger

29. “You must value the business in order for you to value the stock.” – Charlie Munger

30. “If you tell the truth, you don’t have to remember your lies.” – Charlie Munger

31. “Generally speaking, envy, resentment, revenge, and self-pity are disastrous modes of thought. Self-pity gets fairly close to paranoia, and paranoia is one of the very hardest things to reverse. You do not want to drift into self-pity. Self-pity will not improve the situation.” – Charlie Munger

32. “My habit of committing far more time to learning and thinking than to doing is no accident.” – Charlie Munger

33. “When any guy offers you a chance to earn lots of money without risk, don’t listen to the rest of his sentence. Follow this, and you’ll save yourself a lot of misery.” – Charlie Munger

34. “Obviously if you want to get good at something which is competitive, you have to think about it and practice a lot. You have to keep learning because the world keeps changing and competitors keep learning.” – Charlie Munger

35. “Someone will always be getting richer faster than you. This is not a tragedy.” – Charlie Munger

36. “We both, Warren Buffett and I, insist on a lot of time being available almost every day to just sit and think. That is very uncommon in American business. We read and think.” – Charlie Munger

37. “Choose clients as you would friends.” – Charlie Munger

38. “I think track records are very important. If you start trying to have a perfect one in a simple thing like honesty, you’re well on your way to success in this world.” – Charlie Munger

39. “Spend less than you make; always be saving something.” – Charlie Munger

40. “The iron rule of nature is: you get what you reward for. If you want ants to come, you put sugar on the floor.” – Charlie Munger

41. “Very-high-IQ people can be completely useless. And many of them are.” – Charlie Munger

42. “No wise pilot, no matter how great his talent and experience, fails to use his checklist.” – Charlie Munger

43. “Being an effective teacher is a high calling.” – Charlie Munger

44. “Move only when you have an advantage. It’s very basic. You have to understand the odds and have the discipline to bet only when the odds are in your favor.” – Charlie Munger

45. “If you always tell people why, they’ll understand it better, they’ll consider it more important, and they’ll be more likely to comply.” – Charlie Munger

46. “A great business at a fair price is superior to a fair business at a great price.” – Charlie Munger

47. “In my whole life, I have known no wise people over a broad subject matter area who didn’t read all the time. None. Zero.” – Charlie Munger

48. “You don’t have to be brilliant, only a little bit wiser than the other guys, on average, for a long, long time.” – Charlie Munger

49. “I try to get rid of people who always confidently answer questions about which they don’t have any real knowledge.” – Charlie Munger

50. “We all are learning, modifying, or destroying ideas all the time. Rapid destruction of your ideas when the time is right is one of the most valuable qualities you can acquire. You must force yourself to consider arguments on the other side.” – Charlie Munger

 

Charlie Munger success tips

 

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